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It's Your Money—You Shouldn't Have to Pay to Use It!

There's a reason we call it free checking. Because it's absolutely, 100% free—no monthly or low-balance fees to worry about. In fact, as an America First member, you'll get tons of amazing free products and services, like Online Banking, Bill Pay & Money Manager, Direct Deposit, and nationwide ATM access, to name a few.

Free Checking also gives you:

So join us today. Because it's time you started enjoying fewer fees, better service & lower rates, and stopped paying for checking!

To speak with someone about opening a free Checking account, becoming a member, or to discuss any of our other outstanding products & services, stop by your neighborhood America First branch, or call us toll free: 1-800-999-3961.

View our Rate & Fee Schedule

Product APY Dividend Rate Min. Opening Balance Min. Earning Balance
APY = Annual Percentage Yield. Fees could reduce earnings. Dividends are credited monthly. The Dividend Rate and Annual Percentage Yield may change monthly for Checking Accounts. Rates and terms are accurate as of Wednesday, August 24, 2016 and are subject to change.
Regular Checking 0.05% 0.05% $0.00 $500.00
Money Market Checking
$0-$1,999.99
0.05% 0.05% $10,000.00 $2,000.00
Money Market Checking
$2,000.00-$9,999.99
0.05% 0.05% $10,000.00 $2,000.00
Money Market Checking
$10,000.00-$24,999.99
0.05% 0.05% $10,000.00 $2,000.00
Money Market Checking
$25,000.00-$49,999.99
0.10% 0.10% $10,000.00 $2,000.00
Money Market Checking
$50,000.00-$99,999.99
0.15% 0.15% $10,000.00 $2,000.00
Money Market Checking
$100,000.00-$249,999.99
0.20% 0.20% $10,000.00 $2,000.00
Money Market Checking
$250,000.00+
0.20% 0.20% $10,000.00 $2,000.00

There's More to Being the Best Than Just Being Free

It's easy to see why you should check with us - first.

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