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It's Your Money—You Shouldn't Have to Pay to Use It!

Checking at America First is 100% free. You can use your money how you wish, wherever you want, with no monthly maintenance fees, no low-balance fees, unlimited transactions and plenty of additional benefits. Plus, you'll earn competitive dividends on balances at no cost.

You'll also get:

  • Free online banking - 24/7 access and management
  • Free bill pay - simply set up automatic payments
  • ATM withdrawals - grab some quick cash without fees at machines nationwide
  • Direct deposit - put your paycheck directly in your account

Members can also take advantage of the following:

Open a free America First checking account today. Apply online, stop by any of our branches or call 1-800-999-3961.

Because it's time to stop paying to use your own money.


View our Rate & Fee Schedule

Members could pay overdraft service fees if their balances are zero, lines-of-credit limits are reached, and they have opted to receive overdraft services.

Free Checking Accounts

There's More to Being the Best Than Just Being Free

It's easy to see why you should check with us - first.