Premium Checking isn’t just another checking account—it’s the future of personal finance, and it’s going to forever change the way you look at checking. To start, it’s loaded with perks, services, and features. It gives you all the flexibility and convenience of America First Classic Checking, and it also saves you time & money, helps you keep your personal & financial information safe, and A LOT MORE! The best part is, Premium Checking is just $6 per month but it gives you more than $135 worth of valuable benefits.
First and foremost, we’ve built Premium Checking around an unbeatable collection of core checking account features, including:
Every month you can earn up to 600 America First Rewards™ points by combining Premium Checking with select other America First products and services, like a low-rate auto loan or Signature Visa credit card. Each qualifying product you take advantage of automatically raises your Premium Checking account’s level and increases the amount of points you earn.
With so much of our personal & financial information living online, having strong security in place is essential to keeping you, your family, your good credit, and your online reputation safe. That’s why with Premium Checking you automatically get:
Most mobile phone protection plans will usually cost your family at least $40 per month, but Premium Checking includes insurance coverage for every mobile phone you own. That coverage includes:
Each claim can cover up to $850, minus the $50 deductible, and there’s no limit to the number of claims you can file each month or year. What you save every month on phone coverage alone could probably pay for Premium Checking several times over.
CouponzDirect can help you declutter your wallet, save time, and make the most of every dollar you spend. CouponzDirect automatically loads any available digital coupons and other offers directly onto your loyalty cards for your favorite local and national stores. That means it’s a cinch for you to:
Shopping Saver is your access to thousands of money-saving deals at local and national retailers, including exclusive discounts on dining, shopping, travel, movies, services, events, attractions, and more.
With Premium Checking, we’ve made it even easier to access your money whenever, wherever you need it. If you incur fees from America First for withdrawing cash from out-of-network ATMs, Premium Checking offsets those fees by returning an equal amount to your account in the form of America First Rewards points, up to $10 (1,000 points) per month. This offset only applies to the fees assessed by America First, not those charged by other financial institutions or ATM owners.
All of that is just the start of what you get with Premium Checking. We could go on, but we’d rather let you try it for yourself. We’re pretty sure that once you’ve experienced everything Premium Checking has to offer—for just $6 a month!—it will become your go-to account for life.
*Estimated monthly value is based on current market prices of comparable services and/or programs & products. Phone coverage cost is based on a family of four with four mobile phones. No cash value is implied with use of this account or any of its features.
You got it! We will waive the cost of Premium Checking every month you meet all three of these requirements:
Want more information regarding Premium Checking or Classic Checking? Visit our frequently asked questions page. For additional information, or to speak with a member service representative, please call 1-888-476-2143 or visit your local branch.
America First Credit Union, and our team of dedicated employees, has always worked hard to provide the best service and products for our members and their families. Our intent and values have always been and will continue to be focused on our members' financial well-being and doing right by them.
We have read and listened carefully to our members’ feedback on the announcement of our new Premium Checking account. We regret any frustration or inconvenience that the introduction of this new product may have caused and hope to correct this for our members.
In response to members’ feedback, we will not be automatically converting members to Premium Checking. We strongly believe in the value that this new account was meant to provide. We will be pausing the release of this new product in order to reevaluate the account benefits and build a process that better suits the desires of our membership. Additional information will be made available to members as soon as possible.
America First Credit Union was founded over 80 years ago by people who came together to build a more secure future for one another. That spirit is alive still today. We appreciate the feedback we’ve received, and we will continue to make every decision with our members in mind.