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Becoming a Member

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a man and woman in front of a computer

Welcome to the family!

Become a member.
Become a member.

Reach your financial goals by joining the America First family. Since 1939, we’ve served people like you with high-quality and easily accessible loans, savings, checking, and investment options. With our advanced technology and superior customer service, you’re sure to feel at home with America First.

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Make the Most of Your Money with America First

Life is always moving, so your financial services should grow along with you. When you become a member, you’ll benefit from low loan rates, free services, and useful financial products for life’s many stages. You’ll always find what you need at America First, no matter where your journey takes you.

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Checking & Savings

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a woman on a computer

These are the essential accounts you’ll need to build financial health. With so many options, you’ll be sure to find an option that fits your lifestyle.

Industry-leading Technology

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a woman on her phone

Free mobile and online banking is just the start of the technology you’ll enjoy with us. All America First digital services are secure, fast, and user-friendly.

Make Your Payments with Us

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a man and woman working in a shop

Take care of your bills and other expenses efficiently & easily. Whether you’re making a one-time transfer or want to set up recurring payments, we have the tools you need to get it done.

Anytime, Anywhere Access

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With more than 115 branches, free mobile & online banking, free use of over 36,000 ATMs, extended in-store hours, and more, our tools & services are always available when you need them.

Unparallelled Security

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a phone displaying a lock icon on it

America First Card Guard® is a free service in our mobile banking app, which lets you decide how, when, and where your Visa® card can be used. Plus, our credit & debit cards are backed by 100% fraud protection.

Special Offers & Discounts

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Perks attached to your cards and accounts include discounts for dozens of local vendors, events, and venues, as well as cash-back rebate programs, free seminars, and more.

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A Welcoming Process

It’s simple to join the America First Credit Union family. Apply today!

How do I qualify to become a member of America First?

You live, work (regularly conduct business in), worship, volunteer, or attend school in:

Salt Lake, Utah, and Juab Counties, Utah

Eligible areas of Cache, Davis, Iron, Rich, Washington, and Weber Counties, Utah

 

Clark and Lincoln Counties, Nevada (Except those living within a 25-mile radius of the Alamo U.S. Post Office)

 

 

Eligible areas of Churchill, Douglas, Esmeralda, Lyon, Mineral, Nye, Storey, Washoe, and Carson City Counties, Nevada

 

 

Maricopa County, Arizona

 

 

Eligible areas of Mohave and Pima Counties, Arizona

 

 

Eligible areas in Page and St. Johns, Arizona

 

Eligible areas of Ada, Bannock, Bear Lake, Bingham, Boise, Bonneville, Canyon, Caribou, Clark, Elmore, Franklin, Gem, Jefferson, Madison, Owyhee, and Power Counties, Idaho

 

Eligible areas of Malheur County, Oregon

 

 

Eligible areas of Bernalillo, Chaves, De Baca, Guadalupe, Harding, Mora, Quay, Sandoval, San Miguel, Santa Fe, Torrance, or Valencia Counties, New Mexico

Membership is also available for:

  • Owners, employees, or supplies involved in the Utah food industry
  • Employees or members of our Select Employer Group (SEG) or an affiliated association
  • Members of the immediate family or household of an existing member
  • Spouses of members who died within the field of membership
  • Existing America First Federal Credit Union members
  • Employees of America First Federal Credit Union or its subsidiary corporations

What areas are covered in the field of membership?

Enter your address below to see if you fall within our geographic field of membership. 

We're Here to Help You

At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.