Routing Number

It's tax season - America First's Routing Number is 324377516. Click here for details.

  President's Day

To observe President's Day, all America First branches will be closed on Monday, February 15, 2016. Online & Mobile Banking, SpeechAccess™ and our ATMs will be available for your convenience. Please see our holiday schedule for a complete list of dates we will be closed.

Wedding Savings Account

Wedding Savings Account

Are you getting married? With a Wedding Account, money can be withdrawn at any time to help with your financial needs as a newlywed.

Here's how it works:


  • The engaged couple can open a Wedding Account at any America First branch location.
  • We provide Wedding Account registry announcements to the couple. These are cards for announcements and invitations.
  • Family, friends, and guests then make their gift deposits to the Wedding Account.
  • For individuals who make a cash donation to the happy couple, a gift certificate with the appropriate information is provided, or we will mail the certificate to the couple at your request.

How do I instruct my wedding guests to deposit funds in the account?

They have three options:

  1. Visit one of our branches to make a deposit. In this case, the account can be identified by the last name of either party in the wedding.

  2. America First members can:

    • Transfer money using free Online Banking or SpeechAccess™ Telephone Banking if you've given them the wedding account number and either applicable last name.
    • Call 1-800-999-3961 and ask member service to transfer the gift funds using a last name of the wedding couple.

  3. Those who are not members can choose to:

    • Call 1-800-999-3961 and pay with a credit card or one-time electronic transfer. This incurs an $8 fee.
    • Use their own financial institution's bill-paying feature. This may require additional information, including:
      America First routing number: 324377516
      Address: P.O. Box 9199, Ogden UT 84409
    • Send a physical check referencing the account number and a last name of the wedding couple to: America First Credit Union, P.O. Box 9199, Ogden, UT 84409
Product APY Dividend Rate Min. Opening Balance Min. Earning Balance
APY = Annual Percentage Yield. Fees could reduce earnings. Dividends are credited monthly. The Dividend Rate and Annual Percentage Yield may change monthly for Share Savings, Money Market, and IRA Accumulator accounts. Rates and terms are accurate as of Wednesday, February 10, 2016 and are subject to change.
Share Savings 0.10% 0.10% $1.00 $1.00
Money Market
$0-$4,999.99
0.10% 0.10% $0.00 $0.00
Money Market
$5,000.00-$9,999.99
0.10% 0.10% $0.00 $0.00
Money Market
$10,000.00-$24,999.99
0.15% 0.15% $0.00 $0.00
Money Market
$25,000.00-$49,999.99
0.20% 0.20% $0.00 $0.00
Money Market
$50,000.00-$99,999.99
0.20% 0.20% $0.00 $0.00
Money Market
$100,000.00-$249,999.99
0.25% 0.25% $0.00 $0.00
Money Market
$250,000.00+
0.30% 0.30% $0.00 $0.00
IRA/CESA Accumulator 0.25% 0.25% $0.00 $0.00

Big Day Ahead?

We offer Wedding Accounts so your life-changing day can be less financially stressful.

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