Business Relief
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We're Here To Help Your Business

America First knows that many businesses are facing challenges created by the COVID-19 pandemic. We can help businesses cut costs, manage their cash flow, or adapt to current circumstances, through timely business services including:

  • The option to defer payments on business loans by up to 60 days without being charged a service fee
  • Low-rate Business Visa® credit cards and business lines of credit
  • Merchant services that give them the ability to accept credit card payments online or at physical locations
  • Remote Deposit systems that let them deposit checks without needing to visit a branch

SBA Paycheck Protection Program Update

The federal government has reached an agreement that will provide additional funding to the Small Business Administration (SBA) Paycheck Protection Program (PPP). Given this recent development, please be aware of the following:

  • We are not accepting new applications for this second round of SBA PPP funding.
  • If we have not contacted you to begin processing your application, or if you received the following email notice, we will not be able to submit your application for this second round of funding.


If we have already been in contact with you to process and prepare your application for submission to the SBA during the second round of funding, please be aware of the following:

  • We will submit applications to the SBA in the order in which we received them. 
  • There is no guarantee that the program’s second round of funding will be adequate to meet existing need.
  • We ask that you not call us to check on the status of your loan application. Due to the high volume of applications we have received, and in order to allow our SBA team to remain focused on facilitating as many PPP loans as possible, we are currently unable to provide status updates on individual applications.
  • If the SBA approves your loan during the second round of funding, we will notify you by phone as soon as possible. If the SBA does not approve your loan, we will notify you by email.

If you have questions about the SBA’s plans for forgiving PPP loans, please visit the official PPP website. We currently have no additional information regarding how the SBA will determine loan forgiveness, so please check the SBA website regularly for any updates.

We sincerely apologize for any frustration this process has caused. Out of necessity, the SBA Paycheck Protection Program came together very quickly. We are eager to help facilitate access to these vital government funds, which is why we have actively worked to relay information as it has been given to us, and to follow the rapidly unfolding and changing submission guidelines. However, despite all our best efforts, the process has proven to be a challenge for us, our business members, and most—if not all—other financial institutions.


We know small businesses are struggling right now and we remain committed to helping you through these difficult times. We appreciate your understanding and patience as we work to navigate this unprecedented situation together.