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Whatever goals your business has, or plans it has for reaching them, America First has the financial products, tools, and services to help you succeed.

With our low-rate commercial or small business loans, the flexibility and buying power of our business Visa cards, merchant services, and the expertise of our Business Services team, the door to success will always be open for your business.

To learn more about becoming a business member, call

Green Suitcase

Find the perfect solution for your business needs


  • Competitive rates, terms & fees
  • Flexible terms
  • No prepayment penalties
  • And more

Small Business

  • Business Lines of Credit
  • Vehicle Loans
  • Equipment Loans
  • And more

Business Accounts

  • Easy Business Checking*
  • Merchant Accounts
  • Business Remote Deposit
  • And more

Build Your Budding Business

Sufficient capital is essential to keep a company growing. America First offers hassle-free financing for our members, including a quick application process and devoted member service representatives. Click the button to apply for your SBA or commercial real estate loan.

Business Services


Business - Loan Products

Without question, your business needs a diverse range of low-rate & flexible loans to maximize your earnings. That's why our credit union is a smart money choice. Take a look at all we have available.


Business Certificate Accounts

If you can leave your savings alone for a specific period of time, our Certificate Accounts are the right choice for you. They pay competitive rates and are simple to set up.


Business Checking

AFCU provides various checking account options for businesses based in Salt Lake City, the greater Utah area, and parts of Nevada. IIn addition to the standard Business Checking Account, we offer analyzed business, money market, organizational and non-profit business checking accounts. Find the right checking account for your business and apply today!


Business Savings Accounts

AFCU provides various savings account options for businesses based in Salt Lake City, the greater Utah area, and parts of Nevada. In addition to the standard Share Savings Business Account, we offer money market, health and dedicated business savings accounts, all with competitive interest rates. Find the right savings account for your business and apply online today!


Business Services

America First offers a wide range of business services. From the convenience of our many Free Online Services, like FREE Business Bill Pay, to more than 28,000 Surcharge-Free Co-Op Network ATM's and from Merchant Accounts to Business ACH. You've come to the right place!


Business Visa Products

In today's world, every Business owner needs a Visa and the America First Visa credit card has REWARDS! We also offer an excellent reporting tool to help track expenses.