These changes are effective July 1, 2025.
Also beginning July 1, you can upgrade to our Premier or High-Yield Business Checking accounts. Be sure to review the account details to determine which option best fits your business needs.
*Items are defined as written checks cleared, deposited checks, and deposit tickets. **Avoid fees by opting in to online statements using mobile or online banking.
For smaller, low-volume enterprises
Built for expanding businesses that have a need for high-volume accounts
Higher dividends, but still accessible. Perfect for mature businesses with more deposit activity
Non-profit organizations & associations
$0
$0
$0
$0
$0
$10
$15
$0
N/A
Complete 35 Visa® debit and/or credit transactions per month
Make $50,000 in monthly deposits
N/A
| Basic Business | Premier Business | High-Yield Business | Non-Profit Business | |
|---|---|---|---|---|
|
“
Account Overview |
“
For smaller, low-volume enterprises |
“
Built for expanding businesses that have a need for high-volume accounts |
“
Higher dividends, but still accessible. Perfect for mature businesses with more deposit activity |
“
Non-profit organizations & associations |
|
“
Setup Fee |
“
$0 |
“
$0 |
“
$0 |
“
$0 |
|
“
Monthly Maintenance Fee |
“
$0 |
“
$10 |
“
$15 |
“
$0 |
|
“
How to Waive Maintenance Charge |
“
N/A |
“
Complete 35 Visa® debit and/or credit transactions per month |
“
Make $50,000 in monthly deposits |
“
N/A |
$0.35 per $1,000 over $500
$0.35 per $1,000 over $20,000
$0.35 per $1,000 over $10,000
$5
| All Business Accounts | |
|---|---|
|
“
Monthly Coin Deposits |
“
$0.35 per $1,000 over $500 |
|
“
Monthly Currency Deposits |
“
$0.35 per $1,000 over $20,000 |
|
“
Monthly Coin & Currency Withdrawals/Exchanges |
“
$0.35 per $1,000 over $10,000 |
|
“
Paper Statement Charge** |
“
$5 |
Effective on July 1, 2025, the Business Rate & Fee Schedule will be updated to reflect new information about your account terms.
Basic & Non-Profit
Premier
All accounts
On July 1, 2025. Please refer to the Business Rate & Fee Schedule for details.
Sign up for free online statements. It’s simple & secure:
Stop by a branch or call 1-800-999-3961.
Premier accounts receive rebates for completing 35 credit and/or debit card transactions in a month.
High-Yield Checking receive rebates for making $50,000 in total monthly deposits. Deposits are funds added via cash, check, ACH, wire, or ATM. Transfers from another account, such as savings or Money Market, are not applicable.
Monthly rebates can be found in mobile and online banking. Transactions will be posted to your account with the description of Business Service Charges Rebate.
Rebates will be posted the first week of the following month.
Monthly maintenance fees are posted under the Business Account Analysis section found on the last page of the statement. There is no monthly fee for Basic and Non-Profit accounts.
Paper statement fees are found on the last page of your statement under the Excess Usage Fee Calculation section for Basic and Non-Profit accounts, and under the Business Account Analysis section for Premier and High-Yield accounts.
The earnings credit allowance was a complex calculation that yielded fewer benefits than the current changes where Premier members now have unlimited free items.*
This was selected at account opening. Please stop by a branch or call 1-800-999-3961 for details or to make an upgrade.
*Items are defined as written checks cleared, deposited checks, and deposit tickets.
**Avoid fees by opting in to online statements using mobile or online banking. Please refer to the Business Rate & Fee Schedule on July 1, 2025 for details.
Explore a full suite of business solutions, from Positive Pay and Merchant Services to Remote Deposit and beyond. Whatever your business needs, we’re here to help you thrive.
At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.
