Business Account Entity Types

If you run a small business, you know that great service and added value are crucial to satisfying customers. Why not do business with a financial institution that understands that as well? Any of the following business entities can take advantage of the services we offer:

Entity Type Description
Sole Proprietorship The account for a person with exclusive business ownership. Requirements include a Social Security number or Federal Tax Identification Number and the DBA filed with the governing state.
Partnership & Limited Partnership This account is appropriate for two or more people contractually associated in a business venture. Requires a Federal Tax Identifiaction Number and a Partnership Agreement. Limited partnership agreements are typically required to be filed the the governing state.
Corporation (For-Profit) Businesses owned by stockholders fall into this category. Requirements include a Federal Tax Identification Number and Articles of Incorporation filed with the governing state.
Non-Profit Corporation The account appropriate for an official non-profit corporation. Requires a Federal Tax Identification Number as well as Articles of Incorporation filed with the governing state.
Limited Liability Company (LLC) The account for a business owned by members. Requirements include a Federal Tax Identification Number as well as Articles of Incorporation filed with the governing state.
Organization Accounts The account type for associations, clubs, as well as religious, charitable and education entities. Requirements include a Federal Tax Identification Number or a Social Security Number.

Today's Rates

Type F/V Term APR
Auto Fixed 5 years 2.99%
Auto Variable 5 years 2.99%
RV Variable 12 years 3.50%
Rates Effective April 07, 2014
Mortgage Rates
Type Rate APR
15 Year Fixed 3.375% 3.4756%
30 Year Fixed 4.375% 4.4337%
Rates Effective April 18, 2014

Mortgage Payment Example

Home Equity Rates
Type F/V Term APR
No Closing Costs First Mortgage 50% LTV Fixed 5 Yrs 2.99%
No Closing Costs First Mortgage 80% LTV Fixed 5 Yrs 3.24%
Rates Effective April 07, 2014

HE Payment Example

Type   APR
platinum low rate Variable 6.99%
platinum rewards or cash back Variable 8.25%
classic standard rate Variable 10.50%
classic rewards or cash back Variable 12.25%
Rates Effective April 01, 2014
Certificate Rates
Type APY
12 Month Flexible 0.40%
3-5 Months 0.15%
6-11 Months 0.25%
12-23 Months 0.50%
24-29 Months 0.75%
30-35 Months 0.85%
36-47 Months 1.00%
48-59 Months 1.25%
60 Months 2.00%
Rates Effective April 16, 2014

View rates & terms