Read Important Holiday Closure Information

Holiday Information

To observe Memorial Day, all America First branches will be closed on Monday, May 25, 2015. Online & Mobile Banking, SpeechAccess™ and our ATMs will be available for your convenience.

Business Acquisition / Franchise Loans

Not a Business member yet?
Open a business account today.


Are you looking to purchase a franchise or buy your own independent business? America First has options for you.

  • Competitive terms, rates & fees
  • Franchise must be SBA-eligible **

Submit a business loan request today, visit your nearest branch or call 1-877-AFCUBIZ (1-877-232-8249) to get started.

** Additional analysis required.

Acquisition / Franchise Rating


Today's Lowest Rates

Type F/V Term APR
Auto Fixed 5 years 2.99%
Auto Variable 5 years 2.99%
RV Variable 12 years 3.50%
Rates Effective May 01, 2015
Mortgage Rates
Type Rate APR
15 Year Fixed 3% 3.0996%
30 Year Fixed 3.875% 3.932%
Rates Effective May 21, 2015

Mortgage Payment Example

Home Equity Rates
Type F/V Term APR
No Closing Costs First Mortgage 50% LTV Fixed 5 Yrs 2.99%
No Closing Costs Home Equity Line 80% LTV Variable N/A 3.24%
Rates Effective May 01, 2015

HE Payment Example

Type   APR
platinum low rate Variable 6.99%
platinum rewards or cash back Variable 8.25%
classic standard rate Variable 10.50%
classic rewards or cash back Variable 12.25%
Rates Effective May 01, 2015
Certificate Rates
Type APY
12 Month Flexible 0.40%
3-5 Months 0.15%
6-11 Months 0.25%
12-23 Months 0.50%
24-29 Months 0.75%
30-35 Months 0.85%
36-47 Months 1.00%
48-59 Months 1.25%
60 Months 2.10%
Rates Effective May 20, 2015

View rates & terms