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Holiday Information

To observe Independence Day, all America First branches will be closed on Saturday, July 04, 2015. Online & Mobile Banking, SpeechAccess™ and our ATMs will be available for your convenience.

Equipment & Machinery Loans

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If you need new equipment or machinery to maximize your productivity ... and your profit ... an America First SBA Loan may be just the thing for you.

  • All types of equipment & machinery
  • Low, competitive rates & fees
  • Terms of seven years and longer
  • No prepayment or annual fees
  • From thousands to millions of dollars
  • 20% cash injection/down payment required for this program

Submit a business loan request today, visit your nearest branch or call 1-877-AFCUBIZ (1-877-232-8249) to get started.

Equipment Loans Rating


Today's Lowest Rates

Type F/V Term APR
Auto Fixed 5 years 2.99%
Auto Variable 5 years 2.99%
RV Variable 12 years 3.50%
Rates Effective June 01, 2015
Mortgage Rates
Type Rate APR
15 Year Fixed 3.25% 3.3502%
30 Year Fixed 4.125% 4.1829%
Rates Effective June 29, 2015

Mortgage Payment Example

Home Equity Rates
Type F/V Term APR
No Closing Costs First Mortgage 50% LTV Fixed 5 Yrs 2.99%
No Closing Costs Home Equity Line 80% LTV Variable N/A 3.24%
Rates Effective June 01, 2015

HE Payment Example

Type   APR
platinum low rate Variable 6.99%
platinum rewards or cash back Variable 8.25%
classic standard rate Variable 10.50%
classic rewards or cash back Variable 12.25%
Rates Effective June 01, 2015
Certificate Rates
Type APY
12 Month Flexible 0.40%
3-5 Months 0.15%
6-11 Months 0.25%
12-23 Months 0.50%
24-29 Months 0.75%
30-35 Months 0.85%
36-47 Months 1.00%
48-59 Months 1.25%
60 Months 2.10%
Rates Effective June 24, 2015

View rates & terms