Speech Access Telephone Banking

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SpeechAccess is telephone banking that connects you to your America First account anytime, anywhere ... just by using your voice.

As long as you're near a telephone, your finances are at hand. You can even apply for a loan and receive an instant decision, simply by giving us a call and answering a few questions asked by our automated system. Just say your account and personal identification (PIN) numbers, then start speaking. For example, say:

Transfer $30.00 from savings to my checking please.

Has check number 1-2-2 cleared?

What's the payoff balance of my Visa?

What's my last payroll deposit?

It's fast, it's easy, and it's guaranteed you'll never be put on hold. View our comprehensive list of shortcuts to learn more..

SpeechAccess is friendly and personable - you'll really feel like you are talking to an actual person. Call SpeechAccess today at one of the following numbers:

County Phone Number
Box Elder County (435) 734-3601
Weber County (801) 621-0372
Davis County (801) 621-0372
Salt Lake County (801) 533-8574
Utah County (801) 223-3901
Washington County (435) 688-3801
Mesquite, Nevada (702) 346-0351
Toll Free 1-800-288-7896

Speech Access Rating


Today's Rates

Type F/V Term APR
Auto Fixed 5 years 2.99%
Auto Variable 5 years 2.99%
RV Variable 12 years 3.50%
Rates Effective April 07, 2014
Mortgage Rates
Type Rate APR
15 Year Fixed 3.375% 3.4756%
30 Year Fixed 4.25% 4.3083%
Rates Effective April 24, 2014

Mortgage Payment Example

Home Equity Rates
Type F/V Term APR
No Closing Costs First Mortgage 50% LTV Fixed 5 Yrs 2.99%
No Closing Costs First Mortgage 80% LTV Fixed 5 Yrs 3.24%
Rates Effective April 07, 2014

HE Payment Example

Type   APR
platinum low rate Variable 6.99%
platinum rewards or cash back Variable 8.25%
classic standard rate Variable 10.50%
classic rewards or cash back Variable 12.25%
Rates Effective April 01, 2014
Certificate Rates
Type APY
12 Month Flexible 0.40%
3-5 Months 0.15%
6-11 Months 0.25%
12-23 Months 0.50%
24-29 Months 0.75%
30-35 Months 0.85%
36-47 Months 1.00%
48-59 Months 1.25%
60 Months 2.00%
Rates Effective April 23, 2014

View rates & terms