Business Visa Credit Card

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Put the power of Visa and the financial expertise of America First Credit Union to work for your business. We offer two credit cards that provide the financial flexibility you need, at rates and terms that make smart money sense.

Visa Platinum

Visa Platinum from America First is designed to fit your needs. Whether you are interested in a one of the lowest rates, earning rewards, or getting cash back for your purchases, America First has the card that will help you achieve your financial goals. Choose from the following :

Visa Rewards
  • Earn one point for every dollar you spend
  • Points can be redeemed for travel, merchandise, gift cards, event tickets and more - millions of options available
  • Visit our online store to see the endless possibilities
  • No annual fee
  • Flexible terms
  • Low rates
Visa Rebate
  • Earn up to 1% cash back on purchases
  • Rebate is paid annually and automatically deposited into your savings account
  • No annual fee
  • Flexible terms
  • Low rates
When you choose Visa Platinum, you'll also enjoy these great benefits:
  • Personalized Design: Add your own picture to your card with Picture Perfect.
  • Travel emergency assistance - Get these free services by calling 1-800-VISA-911:
    • Pre-trip assistance, including a list of required immunizations for the destination.
    • Medical emergency assistance will direct you to a hospital with a doctor who speaks English.
    • Translation assistance.
    • Lost luggage assistance.
    • ATM locations where funds can be advanced.
    • Roadside service (Visa will provide help at your location; however, you will have to pay for all services).
  • Competitive Rates: Our low rates are some of the best you'll find.
  • No Annual Fees
  • Highest Credit Limit: $6,000 or more.
  • Extended Warranty Service: Doubles the repair period on anything you buy with the Visa Platinum card.
  • Auto Rental Insurance: Free coverage for any damage to a rental car when you pay with the Visa Platinum card.
  • Travel Emergency Assistance: Get free services when you use the Visa Platinum card, including medical or legal referrals and emergency ticket replacement.
  • Travel Accident Insurance: Free Accidental Death and Dismemberment coverage when you use the Visa Platinum card to book your travel.

Not sure which card to choose? Try our credit card calculators.

Visa Classic

The Visa Classic Card's simplicity, flexibility, and low interest rate with no annual fee make it a popular business tool. Choose from the following:

Rebate
  • Earn up to 1% cash back on purchases
  • Rebate is paid annually and automatically deposited into your savings account
  • No annual fee
  • Flexible terms
Low Rate
  • No annual fee
  • No introductory rates
  • Flexible terms
  • Additional advantages
  • Low rates
When you choose Visa Classic, you'll also enjoy these great benefits:
  • Personalized Design: Add your own picture to the card with Picture Perfect
  • Travel emergency assistance - Get these free services by calling 1-800-VISA-911:
    • Pre-trip assistance, including a list of required immunizations for the destination.
    • Medical emergency assistance will direct you to a hospital with a doctor who speaks English.
    • Translation assistance.
    • Lost luggage assistance.
    • ATM locations where funds can be advanced.
    • Roadside service (Visa will provide help at your location; however, you will have to pay for all services).
  • Pick the Card that's Right For You: Choose low rate or cash back option.
  • Travel Emergency Assistance: Get free services when you use the Visa Classic card, including medical or legal referrals and emergency ticket replacement.
  • Auto Rental Insurance: Free coverage for any damage to a rental car when you pay with the Visa Classic card.
  • Travel Accident Insurance: Free Accidental Death and Dismemberment coverage when you use the Visa Classic card to book your travel.

Not sure which card to choose? Try our credit card calculators.

As a current America First Visa cardholder, you may:

  • Sign up for Visa Information Source Select (VISS). It's free, and it gives you a detailed spending analysis of all your Visa purchases (applicable to Business Visa Platinum only).
  • Activate a new card: Call 1-800-562-1337 (24 hours a day, seven days a week) from your home phone or 1-843-871-5095 from International locations.
  • Ensure the use of your card before traveling: Contact the Visa Department at 1-800-999-3961.
  • Dispute a Visa purchase: Fax signed dispute forms to (801) 827-8089 for processing.
  • Report a lost or stolen card to 1-800-999-3961.
  • Apply for an increase in your limit.

Business Visa Rating


Today's Rates

Type F/V Term APR
Auto Fixed 5 years 2.99%
Auto Variable 5 years 2.99%
RV Variable 12 years 3.50%
Rates Effective April 07, 2014
Mortgage Rates
Type Rate APR
15 Year Fixed 3.375% 3.4756%
30 Year Fixed 4.375% 4.4337%
Rates Effective April 18, 2014

Mortgage Payment Example

Home Equity Rates
Type F/V Term APR
No Closing Costs First Mortgage 50% LTV Fixed 5 Yrs 2.99%
No Closing Costs First Mortgage 80% LTV Fixed 5 Yrs 3.24%
Rates Effective April 07, 2014

HE Payment Example

Type   APR
platinum rewards or cash back Variable 8.25%
classic standard rate Variable 10.50%
classic rewards or cash back Variable 12.25%
Rates Effective April 01, 2014
Certificate Rates
Type APY
12 Month Flexible 0.40%
3-5 Months 0.15%
6-11 Months 0.25%
12-23 Months 0.50%
24-29 Months 0.75%
30-35 Months 0.85%
36-47 Months 1.00%
48-59 Months 1.25%
60 Months 2.00%
Rates Effective April 16, 2014

View rates & terms

Visa Rewards