AUTO LOANS

Contest period: June 1, 2021 – August 31, 2021

Contest sponsor: America First Credit Union, 1344 W. 4675 S., Riverdale, Utah 84405

Prizes: Ninety-two (92) existing America First consumer loan payments up to $300 each. If the prize amount exceeds the corresponding loan payment amount, a winning member will forfeit the remaining loan payment balance. Payments cannot be split between separate America First loans. If a winning loan balance is paid in full, the member is ineligible for the payment giveaway.

Odds: Depend on the number of entries received.

Entries:          

Automatic

Loans: One (1) contest entry will be made automatically for every $1,000 in new America First Credit Union financing during the contest period. Applies to new loans or loans from other institutions refinanced with America First. Entries will be determined on total loan amounts rounded down to the nearest $1,000. Maximum entries per loan is capped at twenty-five (25).

Credit cards: One (1) contest entry will be made automatically for every credit card transaction recorded during the contest period.

Credit limit increase: One (1) entry will be made automatically for every $1,000 in credit limit increase applied to an existing credit card, line of credit, or home equity line of credit (HELOC).

Without purchase or obligation through the mail: One (1) entry for those who print their names, home addresses, and day and evening phone numbers on 3”x 5” cards, and mail them to: America First Credit Union, Marketing Department, Attention: Summer Loans, 1344 W. 4675 S., Riverdale, UT 84405. One (1) entry per stamped postcard mailed. Mailed entries must be received during the contest dates.

Prize winner selection: America First Credit Union will randomly select winners from all entries received by mail and automatic entry each week during the campaign period. All winners will be notified via email and/or telephone. Winning members must have accounts in good standing. This requirement applies to any linked or joint accounts. Winners will have two (2) calendar weeks to redeem a prize. If it is not redeemed/accepted within two (2) weeks, another winner will be selected.

Request list of contest winners: Mail requests to America First Credit Union, Marketing Department, Attention: Summer Loans Contest Winners, 1344 W. 4675 S., Riverdale, UT 84405.

Eligibility: Entrants must be 18 years of age or older.

Additional drawing terms and conditions: Drawing is void where prohibited or restricted by law and is subject to all federal, state, and local laws and regulations. Utah law governs this promotion. Non-Utah residents are eligible unless prohibited by state law. Odds of winning depend on the number of eligible entries received. By participating, entrants agree to be bound by these official rules. Contest prizes are not transferrable and may not be substituted or redeemed for cash. America First Credit Union reserves the right to substitute a prize of comparable value at the sponsor’s discretion and to make changes to the official rules that are effective upon announcement. All decisions of the sponsor with respect to the contest are final. America First Credit Union is not responsible for injury or damage of any kind related to or resulting from participation in the drawing or use of prizes. By accepting prizes, winners agree to the sponsor’s use of names and/or likenesses for advertising and publicity purposes without compensation and, upon request, will provide consent to such use in writing. By participating, entrants agree to release, discharge, and hold harmless America First Credit Union from any and all injuries, liability, losses, and damages of any kind resulting from their participation in the contest or their acceptance, possession, use, or misuse of prizes. All taxes on prizes are the winners’ sole responsibility. Additional terms and conditions may apply.