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As a reminder, America First representatives will never ask for your PIN. We also will never reach out to you over the phone or via email to request sensitive information, such as your Social Security or account numbers.

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The America First Credit Union Visa Platinum Credit Card is designed for you -- literally. You can personalize the image on your card, and you can choose one of our four perk options that best fits your needs.


Plus, no matter which AFCU Visa Credit Card you apply for, you will always get:

  • No annual fees
  • No balance transfer fees
  • Identity Theft Recovery
  • Chip-enabled (EMV) fraud protection
  • Card Guard
  • Discounts at sporting events & movie theaters
  • ABC Deals™
  • Mobile Wallet


It's easy to see why you should apply for an America First Visa Platinum Credit Card, so click Apply Now and take advantage of our line of credit with its low rates, its high-tech security and its variety of perks - all designed with you in mind.

Identity Theft Recovery

Peace of Mind Now Comes Standard

Members with America First Visa® credit cards automatically have access to our identity theft protection services at no cost.

You may also purchase additional recovery services to meet your specific needs. Learn more here.

The Best Visa in the Biz

The America First Visa Platinum lives up to its name.


When you choose Visa® Platinum from America First, getting a lot is just the beginning. Take a look at our four different incentive options.

1% Cash Back

1% Cash Back

  • Get 1% cash back on every qualifying purchase
  • Rebate is paid quarterly and automatically deposited into your savings account
  • No annual fee


  • Earn one point for every dollar you spend
  • Redeem for gift cards, travel, merchandise & more
  • No annual or balance-transfer fees
Low Rate

Low Rate

  • No introductory or teaser rates
  • Exceptionally low rates
  • No annual or balance-transfer fees
Product Details APR*
PLATINUM LOW RATE Low Rate Platinum Card 8.49% Variable
PLATINUM REWARDS Rewards Platinum Card 10.24% Variable
CLASSIC STANDARD RATE Low Rate Classic Card 11.99% Variable
CLASSIC REWARDS Rewards Classic Card 14.24% Variable
SIGNATURE 1.5% CASH BACK Unlimited 1.5% Cash Back Signature Card 14.49% Variable
CLASSIC FLAT 1% CASH BACK 1% Cash Back Classic Card 14.49% Variable
* The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Visa Platinum requires a $6,000 minimum limit. The Platinum Low Rate option is not available on Business Accounts. For Visa Check Card rates please see Line of Credit. Rates and terms are accurate as of Saturday,February 01,2020 and are subject to change.

Get More From Your Visa

No gimmicks, no surprises, just a straight forward low rate and more of what you want from your card

Current Discounts & Offers

Current Discounts & Offers

Using your America First Visa® credit card brings plenty of perks, such as:

  • ABC Deals™ - Extra cash back for things you're already buying
  • Matinee Monday at Megaplex Theatres - Receive matinee pricing on Monday night when purchasing tickets at the ticketing counter only
  • View all Current Discounts & Offers
Picture Perfect

Picture Perfect ™

With America First's Picture Perfect Visa, you can design your own credit card, complete with a personal picture that tells your story.