To observe Thanksgiving Day, all America First branches will be closed on Thursday, November 26, 2015. All Nevada branches will be closed on Friday, November 27, 2015 in observance of the Family Day holiday. Online & Mobile Banking, SpeechAccess™ and our ATMs will be available for your convenience. Please see our holiday schedule for a complete list of dates we will be closed.
Make the most of your home's equity by taking advantage of the value you've been building. Our no closing costs option for homeowners with significant equity lets you borrow the resources you need, at rates & terms that make sense for your budget. We also offer home equity loans that allow you to use up to 100% of your home's value.
With a Home Equity Loan from America First, you can utilize up to 100% of your home's value, minus the balance of your mortgage, to make improvements, add that four-car garage, or do anything else you'd like to accomplish. You'll also enjoy:
This loan is the most efficient...and affordable...way to take advantage of the equity you've been building. You can borrow up to 80% of your home's value, minus your mortgage balance, and choose the term and rate that are right for you. Some additional benefits are:
|* The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of Monday, November 23, 2015 and are subject to change. Home Equity Loans and Lines of Credit have a maximum variable APR of 18% and require homeowners' insurance. A reconveyance fee may apply if reconveyed within 24 months.|
|65% Home Equity Non-Owner||15 Years||4.49% Variable|
|65% Home Equity Non-Owner||10 Years||4.99% Fixed|
|Home Equity Loan 100% LTV||10 Years||9% Variable|
|Home Equity Loan 100% LTV||10 Years||9.5% Fixed|
|Home Equity Loan 100% LTV||15 Years||9.5% Variable|
|No Closing Costs Home Equity Loan 80% LTV||5 Years||3.24% Variable|
|No Closing Costs Home Equity Loan 80% LTV||5 Years||3.74% Fixed|
|No Closing Costs Home Equity Loan 80% LTV||10 Years||3.99% Variable|
|No Closing Costs Home Equity Loan 80% LTV||10 Years||4.49% Fixed|
|No Closing Costs Home Equity Loan 80% LTV||15 Years||4.99% Variable|
|No Closing Costs Home Equity Loan 80% LTV Balloon||20/5 Years||6.99% Fixed|
Make the most of the equity you've been building with our loans and lines of credit.