Home values have increased over 17% nationwide* in the last 12 months, which means it’s the perfect time to take advantage of the equity you’ve been building. Click below to apply.
*Businesswire.com, August 2021.
Make the most of your home's equity by taking advantage of the value you've been building. Our no closing costs option for homeowners with significant equity lets you borrow the resources you need, at rates & terms that make sense for your budget. We also offer home equity loans that allow you to use up to 100% of your home's value.
With a Home Equity Loan from America First, you can utilize up to 100% of your home's value, minus the balance of your mortgage, to make improvements, add that four-car garage, or do anything else you'd like to accomplish. You'll also enjoy:
This loan is the most efficient...and affordable...way to take advantage of the equity you've been building. You can borrow up to 80% of your home's value, minus your mortgage balance, and choose the term and rate that are right for you. Some additional benefits are:
*Please consult a tax advisor regarding the tax deductibility of interest and charges related to your Home Equity Loan.
Product | Term | APR* As Low As |
---|---|---|
65% Home Equity Non-Owner | 10 Years | 5.74% Fixed |
65% Home Equity Non-Owner | 15 Years | 5.24% Variable |
80% Home Equity Non-Owner | 15 Years | 5.74% Variable |
80% Home Equity Non-Owner | 10 Years | 5.99% Fixed |
Home Equity Loan 100% LTV | 15 Years | 7.99% Variable |
Home Equity Loan 100% LTV | 10 Years | 6.49% Variable |
Home Equity Loan 100% LTV | 10 Years | 6.99% Fixed |
Home Equity Loan 90% LTV | 15 Years | 6.74% Variable |
Home Equity Loan 90% LTV | 5 Years | 4.99% Variable |
Home Equity Loan 90% LTV | 5 Years | 5.49% Fixed |
Home Equity Loan 90% LTV | 10 Years | 5.74% Variable |
Home Equity Loan 90% LTV | 10 Years | 6.24% Fixed |
No Closing Costs Home Equity Loan 80% LTV | 5 Years | 3.74% Variable |
No Closing Costs Home Equity Loan 80% LTV | 10 Years | 4.49% Variable |
No Closing Costs Home Equity Loan 80% LTV | 10 Years | 4.99% Fixed |
No Closing Costs Home Equity Loan 80% LTV | 15 Years | 5.24% Variable |
No Closing Costs Home Equity Loan 80% LTV | 5 Years | 4.24% Fixed |
No Closing Costs Home Equity Loan 80% LTV Balloon | 20/5 Years | 7.24% Fixed |
* The Annual Percentage Rates (APRs) listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Homeowner's Insurance is required, and other fees may apply. Consult a tax advisor regarding the tax deductibility of interest related to your Home Equity Loan. Rates and terms are accurate as of Tuesday, April 19, 2022 and are subject to change. Home Equity Loans and Lines of Credit have a maximum variable APR of 18%. A reimbursement fee may apply if reconveyed within 24 months. |
Make the most of the equity you've been building with our loans and lines of credit.