America First has low-rate financing options for your complete financial needs.
America First Credit Union offers investment property loans for those members who own a home, but the home is not their residence. You can use the funds for any number of reasons. You may be interested in refinancing your existing loan, consolidating debt, buying a second home or an additional investment property, including residential properties and vacation properties. To learn more, please contact one of our loan originators at any branch.
Lending on real estate is like any kind of loan - it's wise to do your homework and assess both the benefits and the risks involved. If you've been thinking about lending on your investment property, consider the following:
Line of Credit
|* The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of Monday, April 3, 2017 and are subject to change. Home Equity Loans and Lines of Credit have a maximum variable APR of 18% and require homeowners' insurance. A reconveyance fee may apply if reconveyed within 24 months.|
|65% Home Equity Non-Owner||15 Years||4.74% Variable|
|65% Home Equity Non-Owner||10 Years||5.24% Fixed|
|80% Home Equity Line of Credit||4.24% Variable|
|80% Home Equity Line of Credit Plus||4.49% Variable|
|80% Home Equity Non-Owner||15 Years||4.99% Variable|
|80% Home Equity Non-Owner||10 Years||5.38% Fixed|
Make the most of the equity you've been building with our loans and lines of credit.