Incredible terms-
Low fees-
Available in Arizona, Idaho, Nevada, New Mexico, and Utah.
*Certain criteria apply. Please ask us for details. Member-direct lending only.
Nine-month term, with extensions available
Low fees-
Available in Arizona, Idaho, Nevada, New Mexico, and Utah.
*Certain criteria apply. Please ask us for details. Member-direct lending only.
Nine months, with extensions available
Low fees-
Available in Arizona, Idaho, Nevada, New Mexico, and Utah.
*Certain criteria apply. Please ask us for details. Member-direct lending only.
We offer:
Low fees:
Easy documentation:
Available in Arizona, Idaho, Nevada, New Mexico, and Utah.
*Certain criteria apply and are subject to change. Member-direct lending available on approved credit. Loan-to-value requirements based on eligibility, terms & conditions. For a 95% LTV construction loan at 9% APR you will make one lump sum payment at the end of the loan term which will be included in your long-term financing.
Product | Interest Rate | Discount Points | APR* As Low As |
---|---|---|---|
Home Construction - Contractor Built | 4.49% | 0 % | 9.764% |
Home Construction- Self Built | 4.49% | 0 % | 11.265% |
Lot Loan 10 Year ARM | 5.24% | 0 % | 5.758% |
Lot Loan 10 Year Fixed | 5.74% | 0 % | 6.268% |
Lot Loan- 20/5YRARM Balloon | 5.115% | 0 % | 5.695% |
Lot Loan 20/5YR Fixed Balloon | 5.615% | 0 % | 6.189% |
Lot Loan- 30/5YRARM Balloon | 5.365% | 0 % | 5.927% |
Lot Loan 30/5YR Fixed Balloon | 5.865% | 0 % | 6.386% |
* Interest rates and annual percentage rates (APRs) listed are the lowest offered and are based on approved credit. We may offer different rates in the future. Rates may be higher according to an applicant's credit history and additional underwriting factors. Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan closing. All rates are effective as of Tuesday, May 24, 2022 09:06 AM MST. |