Columbus Day

To observe Columbus Day, all America First branches will be closed on Monday, October 12, 2015. Online & Mobile Banking, SpeechAccess™ and our ATMs will be available for your convenience. Please see our holiday schedule for a complete list of dates we will be closed.

Consolidation Loans

Consolidation Loans

Save money. Simplify your life. Consolidate your loans with America First. We offer instant online approvals & the best in member service. Plus, our four options can help you pay off your loans quicker and lower your existing monthly payments. An Auto Loan or a Home Equity Loan could be just the right answer for your credit consolidation needs.

Best of all, you'll still earn interest on your Certificate Account investment.

Home Equity Consolidation

  • High credit limit potential
  • Line-of-credit & term loans
  • Terms from five to 20 years
  • Up to 100% financing

Auto Loan Consolidation

  • New & used auto titles
  • Competitive rates
  • Terms up to seven years
  • 100% loan-to-value available

Visa Card Consolidation

  • Rewards & cash-back options
  • Free Picture Perfect card design
  • No annual fees
  • Low rates

Personal Loan Consolidation

  • No collateral required
  • Low fixed & variable rates
  • Terms up to 60 months
  • Online account management
Product Term APR*
*Rates displayed are the lowest offered. Terms displayed are the longest available. However, rates and terms displayed do not necessarily equal all rate/term combinations. Rates and terms are accurate as of Thursday, October 1, 2015 and are subject to change.
No Closing Costs First Mortgage 50% LTV 5 Years 2.49% Variable
used auto 5 Years 2.99% Fixed
platinum low rate   6.99% Variable
personal Up to 5 years 8% Variable

Consolidate and Save Significantly

You can consolidate your debt, simply your life, and save money with loans from America First.

What Members Are Saying About Our Consolidation Loans

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