Thanksgiving Day

To observe Thanksgiving Day, all America First branches will be closed on Thursday, November 26, 2015. All Nevada branches will be closed on Friday, November 27, 2015 in observance of the Family Day holiday. Online & Mobile Banking, SpeechAccess™ and our ATMs will be available for your convenience. Please see our holiday schedule for a complete list of dates we will be closed.

Share Secured Loans

Share Secured Loans

A Share Secured Loan from America First is a good idea if you're looking to build your credit or you need to make a necessary purchase but don't want to dip into your savings. With a Share Secured Loan you borrow against your savings at America First and receive a low-rate loan, while still earning interest on your financial resources on deposit!

  • You can borrow up to 100% of the balance in your Share Savings Account.
  • No fees.
  • Flexible terms - up to 120 months.
Product Term APR*
*Rates displayed are the lowest offered. Terms displayed are the longest available. However, rates and terms displayed do not necessarily equal all rate/term combinations. Rates and terms are accurate as of Sunday, November 1, 2015 and are subject to change.
share secured line of credit   3.1% Variable
share secured 10 Years 3.1% Variable
personal Up to 5 years 8% Variable
personal Up to 5 years 9% Fixed
line of credit Monthly Payment = 3.5% of balance 10% Variable
certificate secured Term of Certificate Certificate Rate + 3.00%

Build your Credit

Loans secured by your Share Savings can be an ideal option if you're seeking to rebuild your credit.

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