Dedicated Savings

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If you know a large expense is in your future, a Dedicated Savings Account makes it easy to plan for it now. And when you agree to leave your money in the account for a specified time, you can earn a great rate. With a Dedicated Savings Account, you get:

  • The convenience of an automatic share transfer or payroll deduction (must be at least $10 per month)
  • Competitive Certificate Account Rates
  • Your choice of terms, ranging from three months to five years
  • No minimum opening balance
  • Automatic Renewal option
  • Federally insured up to $250,000
  • You can make additional contributions up to $10,000 per month (Each member is limited to deposits of $100,000 in any one or combination of Dedicated Savings accounts.)

See how quickly your Dedicated Savings can add up.

Monthly Commitment Term Dividend Rate Value at Maturity
$10 12 Months 0.50% $120.33
$50 12 Months 0.50% $601.63
$100 12 Months 0.50% $1,203.25
$1000 12 Months 0.50% $12,032.55

View our Rate & Fee Schedule.

*Early-withdrawal penalties may apply.

Dedicated Savings Rating


Savings Rates

Type APY
12 Month Flexible 0.40%
3-5 Months 0.15%
6-11 Months 0.25%
12-23 Months 0.50%
24-29 Months 0.75%
30-35 Months 0.85%
36-47 Months 1.00%
48-59 Months 1.25%
60 Months 2.00%
Rates Effective April 16, 2014
Type APY
Share Savings 0.10%
Money Market
$0-$4,999.99
0.10%
Money Market
$5,000.00-$9,999.99
0.10%
Money Market
$10,000.00-$24,999.99
0.15%
Money Market
$25,000.00-$49,999.99
0.20%
Money Market
$50,000.00-$99,999.99
0.20%
Money Market
$100,000.00-$249,999.99
0.25%
Money Market
$250,000.00+
0.30%
IRA Accumulator 0.25%
Rates Effective April 16, 2014
Type APY
Regular Checking 0.05%
Money Market Checking
$0-$1,999.99
0.05%
Money Market Checking
$2,000.00-$9,999.99
0.05%
Money Market Checking
$10,000.00-$24,999.99
0.05%
Money Market Checking $25,000.00-$49,999.99 0.10%
Money Market Checking
$50,000.00-$99,999.99
0.15%
Money Market Checking $100,000.00-$249,999.99 0.20%
Money Market Checking
$250,000.00+
0.20%
Rates Effective April 16, 2014

View rates & terms for other accounts