Regular Certificate Accounts

Not a member yet?
Become a member today.


If you can leave your savings alone for a specific period of time, our Certificate Accounts are the right choice for you. They pay competitive rates and are simple to set up. And the money they earn can go straight to your Checking, Money Market Savings, or Share Savings Account-or you can just leave it there and watch your investment snowball.

With a Certificate Account you get:

  • High Yield
  • Low $500 minimum opening deposit
  • Terms ranging from three months to five years
  • Automatic renewal option
  • Dividends can be paid into Savings, Checking, Money Market Savings, or back into the Certificate Account
  • NCUA Insured up to $250,000
  • Ladder, Bump, Early Access, and Flexible Certificate options available

View our Rate & Fee Schedule.

*Early-withdrawal penalties may apply.

Certificate Rating


Savings Rates

Type APY
12 Month Flexible 0.40%
3-5 Months 0.15%
6-11 Months 0.25%
12-23 Months 0.50%
24-29 Months 0.75%
30-35 Months 0.85%
36-47 Months 1.00%
48-59 Months 1.25%
60 Months 2.00%
Rates Effective April 23, 2014
Type APY
Share Savings 0.10%
Money Market
$0-$4,999.99
0.10%
Money Market
$5,000.00-$9,999.99
0.10%
Money Market
$10,000.00-$24,999.99
0.15%
Money Market
$25,000.00-$49,999.99
0.20%
Money Market
$50,000.00-$99,999.99
0.20%
Money Market
$100,000.00-$249,999.99
0.25%
Money Market
$250,000.00+
0.30%
IRA Accumulator 0.25%
Rates Effective April 23, 2014
Type APY
Regular Checking 0.05%
Money Market Checking
$0-$1,999.99
0.05%
Money Market Checking
$2,000.00-$9,999.99
0.05%
Money Market Checking
$10,000.00-$24,999.99
0.05%
Money Market Checking $25,000.00-$49,999.99 0.10%
Money Market Checking
$50,000.00-$99,999.99
0.15%
Money Market Checking $100,000.00-$249,999.99 0.20%
Money Market Checking
$250,000.00+
0.20%
Rates Effective April 23, 2014

View rates & terms for other accounts