Read Important Holiday Closure Information

Holiday Information

To observe Memorial Day, all America First branches will be closed on Monday, May 25, 2015. Online & Mobile Banking, SpeechAccess™ and our ATMs will be available for your convenience.

IRA Investing Overview

IRA Service Center IRA Certificate Account

America First Credit Union makes investing in an IRA easy. Utah and Nevada residents can choose from a variety of options:

  • Basic IRA Accumulators (IRA Savings Accounts)
  • Traditional, Roth, and Coverdell Accounts
  • IRA Certificate Accounts

Visit our IRA Service Center or Retirement Central sections. These tools will help you understand the products, learn about IRAs and financial planning, open accounts, and make transactions on existing accounts.

IRA Rating


Savings Rates

Type APY
3-5 Months 0.15%
6-11 Months 0.25%
12-23 Months 0.50%
24-29 Months 0.75%
30-35 Months 0.85%
36-47 Months 1.00%
48-59 Months 1.25%
60 Months 2.10%
Rates Effective May 20, 2015
Type APY
Share Savings 0.10%
Money Market
$0-$4,999.99
0.10%
Money Market
$5,000.00-$9,999.99
0.10%
Money Market
$10,000.00-$24,999.99
0.15%
Money Market
$25,000.00-$49,999.99
0.20%
Money Market
$50,000.00-$99,999.99
0.20%
Money Market
$100,000.00-$249,999.99
0.25%
Money Market
$250,000.00+
0.30%
IRA Accumulator 0.25%
Rates Effective May 20, 2015
Type APY
Regular Checking 0.05%
Money Market Checking
$0-$1,999.99
0.05%
Money Market Checking
$2,000.00-$9,999.99
0.05%
Money Market Checking
$10,000.00-$24,999.99
0.05%
Money Market Checking $25,000.00-$49,999.99 0.10%
Money Market Checking
$50,000.00-$99,999.99
0.15%
Money Market Checking $100,000.00-$249,999.99 0.20%
Money Market Checking
$250,000.00+
0.20%
Rates Effective May 20, 2015

View rates & terms for other accounts