Read Important Holiday Closure Information

Holiday Information

To observe Labor Day, all America First branches will be closed on Monday, September 07, 2015. Online & Mobile Banking, SpeechAccess™ and our ATMs will be available for your convenience.

Personal Loans

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Life's constant changes demand that you have financial flexibility, and there's no easier way to get that flexibility than from a Personal Loan from America First. With a solid credit score your Personal Loan from America First can be used for any expense and offer the following benefits:

  • Flexibility to use your loan for any expense - from vacations, to education, to special purchases.
  • Simplify your life and budget by consolidating bills and having a single payment.
  • Quick loan approval to help handle emergencies with ease.
  • Flexible terms available up to 60 months.
  • Save money with our low and competitive rates.

With America First you can get an even lower interest rate on your personal loan when you secure your loan with your Share Savings Account or Certificate Account.

Personal Loans Rating

Personal Rates

Type F/V Term Rate
share secured line of credit Variable 3.10%
share secured Variable 10 Years 3.10%
personal Variable Up to 5 years 8.00%
personal Fixed Up to 5 years 9.00%
line of credit Variable Monthly Payment = 3.5% of balance 10.00%
certificate secured Fixed Term of Certificate Certificate Rate + 3.00%
Rates Effective September 01, 2015

View rates & terms for other accounts