Share Secured Loans

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A Share Secured Loan from America First is a good idea if you're looking to build your credit or you need to make a necessary purchase but don't want to dip into your savings. With a Share Secured Loan you borrow against your savings at America First and receive a low-rate loan, while still earning interest on your financial resources on deposit!

  • You can borrow up to 100% of the balance in your Share Savings Account.
  • No fees.
  • Flexible terms - up to 120 months.
  • Credit life and disability insurance available.

Share Secured Loans Rating


Personal Rates

Type F/V Term Rate
share secured line of credit Variable 3.10%
share secured Variable 10 Years 3.10%
personal Variable Up to 5 years 8.00%
personal Fixed Up to 5 years 9.00%
line of credit Variable Monthly Payment = 3.5% of balance 10.00%
certificate secured Fixed Term of Certificate Certificate Rate + 3.00%
Rates Effective April 07, 2014

View rates & terms for other accounts