Student Loans

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Attention: America First is No Longer Offering Student Loans

Because of changes made to federal laws, America First Credit Union can no longer process and fund Student Loans, effective March 31, 2010. If you have a loan in process, you will still receive your funds from the Utah Higher Education Assistance Authority (UHEAA). This is the organization that will continue to take your payments and service your loan. You should experience no changes in this process. Your school's financial aid office should have sent you information about these federally mandated changes. If you have received a notice, please follow their instructions immediately. For additional questions, please contact UHEAA at 1-877-336-7378, or visit them online via

Today's Lowest Rates

Type F/V Term APR
Auto Fixed 5 years 2.99%
Auto Variable 5 years 2.99%
RV Variable 12 years 3.50%
Rates Effective July 01, 2015
Mortgage Rates
Type Rate APR
15 Year Fixed 3.125% 3.2249%
30 Year Fixed 3.875% 3.932%
Rates Effective July 30, 2015

Mortgage Payment Example

Home Equity Rates
Type F/V Term APR
No Closing Costs First Mortgage 50% LTV Fixed 5 Yrs 2.99%
No Closing Costs Home Equity Line 80% LTV Variable N/A 3.24%
Rates Effective July 01, 2015

HE Payment Example

Type   APR
platinum low rate Variable 6.99%
platinum rewards or cash back Variable 8.25%
classic standard rate Variable 10.50%
classic rewards or cash back Variable 12.25%
Rates Effective July 01, 2015
Certificate Rates
Type APY
12 Month Flexible 0.40%
3-5 Months 0.15%
6-11 Months 0.25%
12-23 Months 0.50%
24-29 Months 0.75%
30-35 Months 0.85%
36-47 Months 1.00%
48-59 Months 1.25%
60 Months 2.10%
Rates Effective July 29, 2015

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