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With America First's new Auto Loan program, your rate will drop with each on-time payment. Just finance your next vehicle or refinance your existing loan at a low initial rate - and watch it fall every month, saving you money as the weeks go by. This unique loan is ideal for members who like to keep their vehicles throughout their terms. Drop by one of our many branch locations to learn more, apply online, or call 1-800-999-3961 for details.