Access 24® is our network -- one of the Wasatch Front's largest. With your America First Access Card and PIN (Personal Identification Number) you can enjoy the following ATM benefits.

  • Multiple locations along the Wasatch Front
  • Access to your account 24 hours a day, seven days a week
  • $500 daily withdrawal limit
  • No fees (Access 24 or CO-OP Network)

We are also a member of the nationwide Credit Union CO-OP Network, which allows you access to your funds without a fee.

Other network ATMs displaying PLUS or Visa® logos can be used for only a minimal $1.50 non-AFCU affiliated fee and any charge the ATM imposes.

For information or to find the ATM nearest your home or travel destination, take advantage of the following information:

View ATM Safety Information From Diebold.

CO-OP's new text messaging ATM locator is now available!

Here's how it works:

  • Send a text to 692667 (MYCOOP) from any mobile phone. In the body of the text, enter an address (with city, state), zip code or intersection (with city, state).
  • In about 30 seconds, the service will reply with the CO-OP Network surcharge-free ATM nearest that location.
  • If you want more ATM locations, simply reply MORE to the message and additional surcharge-free ATM locations will be sent to your mobile device.

Standard text messaging rates may apply. Check with your mobile phone service provider on messaging rates.

*Check-cashing capability is not available at all ATM locations. Please visit specific branch for details.

Today's Lowest Rates

Type F/V Term APR
Auto Fixed 5 years 2.99%
Auto Variable 5 years 2.99%
RV Variable 12 years 3.50%
Rates Effective August 01, 2015
Mortgage Rates
Type Rate APR
15 Year Fixed 3% 3.0996%
30 Year Fixed 3.75% 3.8066%
Rates Effective August 31, 2015

Mortgage Payment Example

Home Equity Rates
Type F/V Term APR
No Closing Costs First Mortgage 50% LTV Fixed 5 Yrs 2.99%
No Closing Costs Home Equity Line 80% LTV Variable N/A 3.24%
Rates Effective August 01, 2015

HE Payment Example

Type   APR
platinum low rate Variable 6.99%
platinum rewards or cash back Variable 8.25%
classic standard rate Variable 10.50%
classic rewards or cash back Variable 12.25%
Rates Effective August 01, 2015
Certificate Rates
Type APY
12 Month Flexible 0.40%
3-5 Months 0.15%
6-11 Months 0.25%
12-23 Months 0.50%
24-29 Months 0.75%
30-35 Months 0.85%
36-47 Months 1.00%
48-59 Months 1.25%
60 Months 2.10%
Rates Effective August 26, 2015

View rates & terms