Skip-a-Payment Program

Skip a Loan Payment

We're offering you a little financial relief during the holidays! You can skip one monthly loan payment in November, December, or January for just $25*.

Take advantage of this opportunity and use your funds for holiday shopping or anything else to brighten the season. And, when you choose this option, America First will contribute $5 to our Community Assistance Program, dedicated to helping the homeless and less fortunate.

To see if you qualify for our skip-a-holiday-payment benefit, simply:

  • Visit a branch
  • Log in to your account online and send us a secure email (please indicate which loans you are interested in and the best number to contact you if needed)
  • Or call 1-800-999-3961

*Terms and conditions apply. Not all loans are eligible. Equal Opportunity Lender.

Today's Rates

Type F/V Term APR
Auto Fixed 5 years 2.99%
Auto Variable 5 years 2.99%
RV Variable 12 years 3.50%
Rates Effective April 07, 2014
Mortgage Rates
Type Rate APR
15 Year Fixed 3.375% 3.4756%
30 Year Fixed 4.375% 4.4337%
Rates Effective April 18, 2014

Mortgage Payment Example

Home Equity Rates
Type F/V Term APR
No Closing Costs First Mortgage 50% LTV Fixed 5 Yrs 2.99%
No Closing Costs First Mortgage 80% LTV Fixed 5 Yrs 3.24%
Rates Effective April 07, 2014

HE Payment Example

Type   APR
platinum low rate Variable 6.99%
platinum rewards or cash back Variable 8.25%
classic standard rate Variable 10.50%
classic rewards or cash back Variable 12.25%
Rates Effective April 01, 2014
Certificate Rates
Type APY
12 Month Flexible 0.40%
3-5 Months 0.15%
6-11 Months 0.25%
12-23 Months 0.50%
24-29 Months 0.75%
30-35 Months 0.85%
36-47 Months 1.00%
48-59 Months 1.25%
60 Months 2.00%
Rates Effective April 16, 2014

View rates & terms