Online Bill Pay

Online Bill Pay

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Online Bill Pay is free from America First, and you can save time & money, as well as enjoy enhanced security, by taking advantage of it.

It's simple to set up. To enroll, log in to Online Banking with your America First Account Number and Personal Identification Number (PIN), then select Bill Pay to get started *.

Not only will you have peace of mind regarding the service's safety, you'll benefit so much that paying your bills will almost be enjoyable:

  • Be more secure with electronic bill payments
  • Schedule payments to almost anyone in the U.S. **, from your electricity company to your daycare provider
  • Schedule multiple payments using the all-in-one payment center
  • Schedule one-time or recurring payments
  • Most payments are received in two business days
  • Receive and pay electronic bills (e-Bills)
  • Avoid costly expenses for ordering checks, purchasing envelopes & buying stamps

For more information about the service, view our Bill Pay Agreement.

* Account requirements:

  • Active America First Checking Account
  • Line-of-Credit protection or zero-limit debit card
  • Valid E-mail address entered in your AFCU account profile
  • Must have a valid United States address on your AFCU account

** Tax payments and court-ordered payments may be scheduled through the service; however, such payments are discouraged and must be scheduled at your own risk.

Bill Pay Rating


Today's Rates

Type F/V Term APR
Auto Fixed 5 years 2.99%
Auto Variable 5 years 2.99%
RV Variable 12 years 3.50%
Rates Effective April 07, 2014
Mortgage Rates
Type Rate APR
15 Year Fixed 3.375% 3.4756%
30 Year Fixed 4.25% 4.3083%
Rates Effective April 24, 2014

Mortgage Payment Example

Home Equity Rates
Type F/V Term APR
No Closing Costs First Mortgage 50% LTV Fixed 5 Yrs 2.99%
No Closing Costs First Mortgage 80% LTV Fixed 5 Yrs 3.24%
Rates Effective April 07, 2014

HE Payment Example

Type   APR
platinum low rate Variable 6.99%
platinum rewards or cash back Variable 8.25%
classic standard rate Variable 10.50%
classic rewards or cash back Variable 12.25%
Rates Effective April 01, 2014
Certificate Rates
Type APY
12 Month Flexible 0.40%
3-5 Months 0.15%
6-11 Months 0.25%
12-23 Months 0.50%
24-29 Months 0.75%
30-35 Months 0.85%
36-47 Months 1.00%
48-59 Months 1.25%
60 Months 2.00%
Rates Effective April 23, 2014

View rates & terms