Read Important Holiday Closure Information

Holiday Information

To observe Independence Day, all America First branches will be closed on Saturday, July 04, 2015. Online & Mobile Banking, SpeechAccess™ and our ATMs will be available for your convenience.

Visa Check Card

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Your Checking Account is not complete without a Visa Check Card from America First. An America First Visa Check Card gives you unparalleled convenience, immediate acceptance at merchants worldwide, and the security of knowing that Visa is backing up your purchases. Your Visa Check Card is also extremely versatile, it can be used as:

  • A Credit Card
  • A Debit Card
  • An ATM Card

Purchases are drawn from your Checking account, but if you are low on funds, you can rely on the line of credit to back you up.

Plus you can personalize your card with your own image using Picture Perfect

Current Cardholders:

  • Activate a new card: Call 800-562-1337 (24 hours, 7 days) from your home phone or 843-871-5095 from International locations
  • Increase your limit: Complete our online loan application
  • Ensure the use of your card before traveling: Contact the Visa department before traveling
  • Dispute a Visa purchase: Fax signed dispute forms to 801-827-8089 for processing
  • Report a lost or stolen card: Contact the Visa department at 800-999-3961

Visa Check Card Rating


Today's Lowest Rates

Type F/V Term APR
Auto Fixed 5 years 2.99%
Auto Variable 5 years 2.99%
RV Variable 12 years 3.50%
Rates Effective June 01, 2015
Mortgage Rates
Type Rate APR
15 Year Fixed 3.125% 3.2249%
30 Year Fixed 4.125% 4.1829%
Rates Effective July 01, 2015

Mortgage Payment Example

Home Equity Rates
Type F/V Term APR
No Closing Costs First Mortgage 50% LTV Fixed 5 Yrs 2.99%
No Closing Costs Home Equity Line 80% LTV Variable N/A 3.24%
Rates Effective June 01, 2015

HE Payment Example

Type   APR
platinum low rate Variable 6.99%
platinum rewards or cash back Variable 8.25%
classic standard rate Variable 10.50%
classic rewards or cash back Variable 12.25%
Rates Effective June 01, 2015
Certificate Rates
Type APY
12 Month Flexible 0.40%
3-5 Months 0.15%
6-11 Months 0.25%
12-23 Months 0.50%
24-29 Months 0.75%
30-35 Months 0.85%
36-47 Months 1.00%
48-59 Months 1.25%
60 Months 2.10%
Rates Effective July 01, 2015

View rates & terms