Read Important Holiday Closure Information

Holiday Information

To observe Labor Day, all America First branches will be closed on Monday, September 07, 2015. Online & Mobile Banking, SpeechAccess™ and our ATMs will be available for your convenience.

Picture Perfect

Design Your Own Visa Card

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Become a member today.

Your purchases say a lot about your life. Shouldn't your Visa card?

With America First's Picture Perfect Visa, you can design your own credit, check, or gift card, complete with a personal picture that tells your story.

And you can create your personalized picture perfect card for FREE!

The process is simple, the options are many, and the result is uniquely you.

  1. Sign on to Online Banking and click on the Other Services tab
  2. Under the Account Services section click on Personalize your Visa Debit/Credit Card
  3. In the America First Visa Card Designer window click on Design Your Card
  4. Select your custom card image from our gallery or upload one of your favorites
  5. Place and frame your image ... the way you like it ... on the face of the card
  6. Preview the design and submit

Plus you'll enjoy these benefits of the America First Visa:

  • The lowest possible rates
  • The most flexible options
  • And free anytime, anywhere online account access

It's the Picture Perfect Visa card by design ... your design!

  • Existing America First Visa Cardholders with a PIN or Password use Online Banking to design your Picture Perfect Visa
  • Members requiring a PIN or Visa card call 1-866-224-2158 to request your PIN or apply for your Visa credit card today.
  • Or, apply for membership and your America First Visa card today

Today's Lowest Rates

Type F/V Term APR
Auto Fixed 5 years 2.99%
Auto Variable 5 years 2.99%
RV Variable 12 years 3.50%
Rates Effective September 01, 2015
Mortgage Rates
Type Rate APR
15 Year Fixed 3% 3.0996%
30 Year Fixed 3.875% 3.932%
Rates Effective September 03, 2015

Mortgage Payment Example

Home Equity Rates
Type F/V Term APR
No Closing Costs First Mortgage 50% LTV Fixed 5 Yrs 2.99%
No Closing Costs Home Equity Line 80% LTV Variable N/A 3.24%
Rates Effective September 01, 2015

HE Payment Example

Type   APR
platinum low rate Variable 6.99%
platinum rewards or cash back Variable 8.25%
classic standard rate Variable 10.50%
classic rewards or cash back Variable 12.25%
Rates Effective September 01, 2015
Certificate Rates
Type APY
12 Month Flexible 0.40%
3-5 Months 0.15%
6-11 Months 0.25%
12-23 Months 0.50%
24-29 Months 0.75%
30-35 Months 0.85%
36-47 Months 1.00%
48-59 Months 1.25%
60 Months 2.10%
Rates Effective September 02, 2015

View rates & terms