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Visa Rewards

Visa Rewards

Not a member yet?
Become a member today.


Earn one point* for every dollar you spend.

With Visa Rewards you can redeem your points for a variety of rewards including:

  • Gift cards for restaurants and merchants
  • Merchandise such as iPods and Blu-Ray™ players
  • Tickets to NBA, NFL, Major League Baseball, NHL and NCAA games
  • Activities like amusement park visits, spa excursions, sightseeing & outdoor adventures
  • Much, much more; Visit our Online Rewards Store

Sign up today and start receiving the rewards you deserve!

  • Existing Visa Platinum Cardholders: Switching to the new rewards program is simple. Just call 1-800-999-3961 to have Visa Rewards added to your existing Platinum card.
  • Visa Classic Cardholders: Apply online for a Visa Platinum card.
  • Members without a Visa Card: Apply online for a Visa Platinum card.
  • Or apply for membership and your America First Visa Platinum card today.

* Your rewards accrue monthly and expire in five years. So, this means all the points you earn during October of this year must be redeemed by the end of October in 2019. And if you decide to change your Visa Rewards to another one of our great options - or if you close the card - they will expire 18 months from date your card is switched or closed.

Today's Rates

Type F/V Term APR
Auto Fixed 5 years 2.99%
Auto Variable 5 years 2.99%
RV Variable 12 years 3.50%
Rates Effective February 01, 2015
Mortgage Rates
Type Rate APR
15 Year Fixed 2.875% 2.9742%
30 Year Fixed 3.75% 3.8066%
Rates Effective February 26, 2015

Mortgage Payment Example

Home Equity Rates
Type F/V Term APR
No Closing Costs First Mortgage 50% LTV Fixed 5 Yrs 2.99%
No Closing Costs Home Equity Line 80% LTV Variable N/A 3.24%
Rates Effective February 01, 2015

HE Payment Example

Type   APR
platinum low rate Variable 6.99%
platinum rewards or cash back Variable 8.25%
classic standard rate Variable 10.50%
classic rewards or cash back Variable 12.25%
Rates Effective February 01, 2015
Certificate Rates
Type APY
12 Month Flexible 0.40%
3-5 Months 0.15%
6-11 Months 0.25%
12-23 Months 0.50%
24-29 Months 0.75%
30-35 Months 0.85%
36-47 Months 1.00%
48-59 Months 1.25%
60 Months 2.10%
Rates Effective February 25, 2015

View rates & terms

Visa Rewards Links