IDENTITY THEFT RECOVERY PLANS
PLANS DESIGNED TO MEET YOUR SPECIFIC NEEDS
Millions of people become victims to identity theft each year. As a victim, you can experience problems with your credit, your finances, your employment, and even your personal assets. Restoring your identity on your own can be stressful, time-consuming, and expensive - sometimes costing thousands of dollars.
As an America First Visa Credit Card holder, you are already receiving some best-in-class services for free including:
- Fully Managed Identity Theft Recovery
- Lost Document Replacement
- 3G Family Coverage
To learn more about these services, visit us here.
As an America First member, you may purchase additional identity theft detection and recovery services to meet your specific needs. These services include:
PLAN 1
- Fully Managed Identity Theft Recovery for the Entire Family
- Lost Document Replacement
- IRS-qualified dependents
- 1 Bureau Continuous Credit Monitoring for the Subscriber
Monthly Retail Price-
Individual: $3.50
PLAN 2
- Fully Managed Identity Theft Recovery
- Lost Document Replacement
- 1 Bureau Continuous Credit Monitoring
- $1 Million Expense Reimbursement Insurance*
- Internet Black Market Monitoring
Monthly Retail Price-
Individual: $3.95
Family: $7.50
PLAN 3
- Fully Managed Identity Theft Recovery
- Lost Document Replacement
- 1 Bureau Continuous Credit Monitoring
- Score Tracker
- Credential Vault
- $1 Million Expense Reimbursement Insurance*
- Internet Black Market Monitoring
Monthly Retail Price-
Individual: $6.95
Family: $13.70
PLAN 4
- Fully Managed Identity Theft Recovery
- Lost Document Replacement
- 3 Bureau Continuous Credit Monitoring
- Score Tracker
- Credential Vault
- $1 Million Expense Reimbursement Insurance*
- ID Monitoring - Public Records
- Internet Black Market Monitoring
Monthly Retail Price-
Individual: $12.95
Family: $24.90
For Plan 2 through 4 select the plan that is right for you, either the Individual Plan or the Family Plan. Family Plan includes monitoring for the Subscriber and one additional family member age 18 or older.
RECOVERY SERVICES
FULLY MANAGED IDENTITY THEFT RECOVERY
If you suspect identity theft, or if your personal information becomes compromised, you will have access to a Recovery Advocate, who will complete the recovery work on your behalf, report progress along the way, and be there for you until your good name is restored - no matter how long it takes!
Based on the incident, your Recovery Advocate will:
- Assist in placing fraud alerts at the three major credit bureaus
- Review your credit report and other records to identify the extent of fraudulent activity
- Work to remediate fraudulent transactions, false accounts, and/or contracts signed
- Support law enforcement as they work to stop the criminal(s) using your identity
- Follow up with you for 12 months
LOST DOCUMENT REPLACEMENT
If important documents are lost or stolen, your Recovery Advocate will work with you to obtain replacements for the missing documentation.
3G FAMILY COVERAGE
If you elect the Family Plan, Fully Managed Identity Theft Recovery automatically extends to cover three generations of your family (3G), including:
- Spouse or domestic partner
- Dependents under age 25 with the same permanent address
- IRS-qualified dependents
- Parents living with you or in elder care (nursing home, assisted living, or hospice)
All 3G family members are covered for 12 months after death as well-an important benefit as identity thieves target deceased individuals.
INSURANCE
$1 MILLION EXPENSE REIMBURSEMENT INSURANCE*
This benefit covers out-of-pocket expenses incurred during the recovery of your identity, such as attorney's fees, mailing expenses, lost wages, and more. The Family Plan includes benefits for up to three generations of family members
MONITORING AND DETECTION SERVICES
CONTINUOUS CREDIT MONITORING
Receive daily alerts of any changes to your credit file, which may signal identity theft. We can even send the alerts to you in a text message for ease of use and rapid communication. This service is available to individuals age 18 and older who have a valid credit file. The Family Plan includes services for the Subscriber and one additional family member age 18+.
SCORE TRACKER
Score Tracker provides your monthly credit score and tracks the history of your credit profile graphically to make it easy to see improvements or declines in credit worthiness. You can clearly view how your credit score has changed over time and discover why it has changed. The Family Plan includes services for the Subscriber and one additional family member age 18+.
CREDENTIAL VAULT
This provides secure online storage of up to 50 credentials, such as credit/debit card numbers, account numbers, license numbers, and more for easy access and retrieval. The Family Plan includes services for the Subscriber and one additional family member age 18+.
ID MONITORING - PUBLIC RECORDS
Monitoring includes your name, address, date of birth, and Social Security number within public database and proprietary, private database records to identity of possible instances of identity theft. The Family Plan includes services for the Subscriber and one additional family member age 18+.
INTERNET BLACK MARKET MONITORING
Internet Monitoring is a proactive tool to detect when your personal information or credentials are exposed in high-risk areas of the internet. This includes black market websites, chat rooms, bulletin boards, and public-facing social network pages. The Family Plan includes services for the Subscriber and one additional family member age 18+.
* Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.
