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Home & Mortgage Calculators

Home and Mortgage calculators
Home and Mortgage calculators

Additional Mortgage Calculators

Mortgage loan payment calculator
How much home can I afford?
Should I refinance my mortgage?
Comparing mortgage terms
What about paying discount points for a lower interest rate?
Should I take advantage of a bi-weekly payment schedule?
Comparing no-cost and traditional mortgages
What are my mortgage tax savings?
Are fixed- or adjustable-rate mortgages better?
Adjustable-rate mortgage calculator
Interest only home equity calculator
How much can I borrow from my home's equity?

Mortgage Rates

OUR PRODUCTS
INTEREST RATE
5.875%
DISCOUNT POINTS
-0.25%
APR* (AS LOW AS)
6.022%
INTEREST RATE
5.5%
DISCOUNT POINTS
0%
APR* (AS LOW AS)
5.707%
INTEREST RATE
6.125%
DISCOUNT POINTS
-0.25%
APR* (AS LOW AS)
6.243%
INTEREST RATE
6.5%
DISCOUNT POINTS
0%
APR* (AS LOW AS)
6.591%
PRODUCT INTEREST RATE DISCOUNT POINTS APR* (AS LOW AS)
15 Year Fixed 5.875% -0.25 % 6.022%
10 Year Fixed 5.5% 0 % 5.707%
20 Year Fixed 6.125% -0.25 % 6.243%
30 Year Fixed 6.5% 0 % 6.591%
* Rates, fees, and Annual Percentage Rates (APRs) displayed may change without notice. Actual rates, fees, and APRs may vary based on credit scores and other factors. Minimum down payment varies based on loan type selected. Mortgage loans are subject to closing costs. Loans with a Loan to Value (LTV) of 80% or higher are subject to Private Mortgage Insurance (PMI). All rates are effective as of Wednesday, March 12, 2025 12:00 AM MST. Please consult a tax advisor for further information regarding tax deductibility of interest and charges.

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At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.