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  Memorial Day Holiday

In honor of Memorial Day, America First offices will be closed on Monday, May 27. Online & mobile banking, SpeechAccess™ and our ATMs will be available for your convenience. Please see our holiday schedule for a complete list of dates we will be closed.

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A Secured Visa Credit Card from America First gives you a low rate, the purchasing ability you need, and the chance to rebuild your credit. Plus, there's no annual fee. This unique option ties your spending limit to funds in a savings account*. Everyone needs the power of Visa and our secured card provides just that.


  • Beneficial features include:
    • No annual fee
    • Low rates
    • Credit limits from $200 to $15,000
    • And all that comes with a premier Visa card

Additional Information

  • Personalized Design: use Picture Perfect to create your own card with a photo of your choice.
  • Travel emergency assistance - Get these free services by calling 1-800-VISA-911:
    • Pre-trip assistance, including a list of required immunizations for the destination.
    • Medical emergency assistance will direct you to a hospital with a doctor who speaks English.
    • Translation assistance.
    • Lost luggage assistance.
    • ATM locations where funds can be advanced.
    • Roadside service (Visa will provide help at your location; however, you will have to pay for all services).
  • Auto Rental Insurance: Free coverage for any damage to a rental car when you pay with the Visa Secured Card.
  • Travel Accident Insurance: Free Accidental Death & Dismemberment coverage when you use the Secured Visa Card to book your travel.
  • Activate a new card: Call 800-562-1337 (24 hours, 7 days) from your home phone or 843-871-5095 from International locations
  • Report a lost or stolen card: Contact the Visa department at 800-999-3961.
  • Increase your limit by completing our online loan application.
  • Ensure the use of your card before traveling by contacting the Visa Department at 1-800-999-3961.
  • Dispute a Visa purchase by faxing a signed form to 1-801-827-8089 for processing.
Product Details APR*
PLATINUM LOW RATE Low Rate Platinum Card 8.99% Variable
PLATINUM REWARDS Rewards Platinum Card 10.74% Variable
CLASSIC STANDARD RATE Low Rate Classic Card 12.49% Variable
CLASSIC REWARDS Rewards Classic Card 14.74% Variable
PLATINUM 1.5% CASH BACK Unlimited 1.5% Cash Back Platinum Card 14.99% Variable
CLASSIC FLAT 1% CASH BACK 1% Cash Back Classic Card 14.99% Variable
* The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Visa Platinum requires a $6,000 minimum limit. The Platinum Low Rate option is not available on Business Accounts. For Visa Check Card rates please see Line of Credit. Rates and terms are accurate as of Wednesday,May 01,2019 and are subject to change.

Get your Credit Back on Track

With our Secured Visa Credit Card.