Visa Classic Credit Card

Visa Classic Credit Card

Your America First Visa Classic Card offers simplicity, flexibility, low interest rates & no annual fees, as well as cash-back or rewards options. You can design and personalize it with Picture Perfect, and you'll gain additional benefits, such as travel emergency assistance, auto rental insurance, and travel accident insurance. The Classic Card comes with a spending limit up to $5,000, so choose the one that best meets your needs.

  • Cash-Back
    • Get 1% cash back on every qualifying purchase
    • Rebate is paid quarterly and automatically deposited into your savings account
    • No annual fee
  • Low Rate
    • No annual fee.
    • No introductory or teaser schemes.
  • Visa Rewards
    • Earn one point for every dollar you spend.
    • Points can be redeemed for travel, merchandise, gift cards, event tickets and more!
    • America First offers millions of rewards! Visit our online store to see the endless options
    • No annual fee

Not sure which card to choose? Try our Credit Card Calculators!

Additional Information

  • Personalized Design: Add your own picture to the card with Picture Perfect
  • Travel emergency assistance - Get these free services by calling 1-800-VISA-911:
    • Pre-trip assistance, including a list of required immunizations for the destination.
    • Medical emergency assistance will direct you to a hospital with a doctor who speaks English.
    • Translation assistance.
    • Lost luggage assistance.
    • ATM locations where funds can be advanced.
    • Roadside service (Visa will provide help at your location; however, you will have to pay for all services).
  • Pick the Card that's Right For You: Choose low rate or cash back option.
  • Travel Emergency Assistance: Get free services when you use the Visa Classic card, including medical or legal referrals and emergency ticket replacement.
  • Auto Rental Insurance: Free coverage for any damage to a rental car when you pay with the Visa Classic card.
  • Travel Accident Insurance: Free Accidental Death and Dismemberment coverage when you use the Visa Classic card to book your travel.
  • Call 1-800-999-3961 to switch to the Cash Back option on your Visa Classic card.
  • Activate a new card: Call 800-562-1337 (24 hours, 7 days) from your home phone or 843-871-5095 from International locations
  • Report a lost or stolen card: Contact the Visa department at 800-999-3961
  • Increase your limit: Complete our online loan application.
  • Ensure the use of your card before traveling: Contact the Visa department before traveling
  • Dispute a Visa purchase: Fax signed forms to (801) 827-8089 for processing.
Product Details APR*
* The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Visa Platinum requires a $6,000 minimum limit. The Platinum Low Rate option is not available on Business Accounts. For Visa Check Card rates please see Line of Credit. Rates and terms are accurate as of Sunday, November 1, 2015 and are subject to change.
platinum low rate No Annual Fee, Low Rate, no rewards or cash back option 6.99% Variable
platinum rewards or cash back No annual fee, with rewards or cash back option 8.25% Variable
classic standard rate No Annual Fee, Low Rate, no rewards or cash back option 10.5% Variable
classic rewards or cash back No Annual Fee, with cash back option or rewards 12.25% Variable

A Solid Choice

Visa from America First gives you a host of benefits.

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