Your America First Visa Classic Card offers simplicity, flexibility, low interest rates & no annual fees, as well as cash-back or rewards options. You can design and personalize it with Picture Perfect, and you'll gain additional benefits, such as auto rental insurance and travel accident insurance. The Classic Card comes with a spending limit up to $5,000, so choose the one that best meets your needs.
Not sure which card to choose? Try our Credit Card Calculators!
|Product||Details||APR* As Low As|
|CLASSIC FLAT 1% CASH BACK||1% Cash Back Classic Card||13.49% Variable|
|CLASSIC REWARDS||Rewards Classic Card||13.49% Variable|
|CLASSIC STANDARD RATE||Low Rate Classic Card||10.49% Variable|
|PLATINUM LOW RATE||Low Rate Platinum Card||6.99% Variable|
|PLATINUM REWARDS||Rewards Platinum Card||9.49% Variable|
|SIGNATURE 1.5% CASH BACK||Unlimited 1.5% Cash Back Signature Card||13.49% Variable|
|* The Annual Percentage Rates (APRs) listed are our best rates. Product availability is subject to credit history. Your rate may be higher depending on credit history and underwriting criteria. Visa Platinum requires a $6,000 minimum limit. For Business VISA Credit Card information please see Business VISA Credit Card. For Visa Check Card rates please see Line of Credit. Rates and terms are accurate as of Monday, March 01, 2021 and are subject to change. Consumer Loans have a maximum APR of 18%.|
|* Interest rates and annual percentage rates (APRs) listed are the lowest offered and are based on approved credit. We may offer different rates in the future. Rates may be higher according to an applicant's credit history and additional underwriting factors. Course of Construction Insurance is required. Ask your loan originator what other qualifications apply. All rates are subject to change without notice. Adjustable APRs may increase or decrease after loan closing. All rates are effective as of Monday, March 01, 2021 11:06 AM MST.|
If you’re a responsible member who regularly pays off a Visa® balance every month, but frequently find the card maxed out, it may be time to increase your credit limit. This will give you more spending flexibility and can help cover big expenses, such as a new vehicle or an extended vacation. Click below to choose a limit that better fits your situation.