Chip-enabled cards - also known as EMV (Europay, Mastercard, and Visa) - have an enhanced security feature that's in addition to the magnetic strip, providing better protection against fraud.

These cards have microchips that create a security code for each transaction, making them extremely difficult to copy or clone. Plus, you'll enjoy greater acceptance when you're traveling, as chip cards are widely accepted in over 130 countries around the world.

You should expect to receive a new chip-enabled credit card when your current card expires or sooner.

We give you three ways to pay.