Your purchases say a lot about your life. Shouldn't your Visa card?
And you can create your personalized picture perfect card for FREE!
The process is simple, the options are many, and the result is uniquely you.
Plus you'll enjoy these benefits of the America First Visa:
It's the Picture Perfect Visa card by design ... your design!
How long will it take to receive my card?
America First Credit Union processes and sends out cards daily. After your card has been submitted to America First, you can expect to receive your card in the mail within 5-7 business days.
How do I activate the card once I receive it?
When you receive your gift card in the mail, you will need to follow the activation instructions on it before using it. (The purchaser of the card must be the one to activate it)
Using your gift card at restaurants and other "tip" oriented merchants.
When a restaurant or other "tip" oriented Merchant (e.g., spas, hair salons, etc.) requests approval from us to complete your transaction, the Merchant will often add a fixed percentage (approximately 20%) to the amount reflected on the bill presented to you prior to payment. This additional amount is meant to cover the tip that they expect you will add to the bill. As a result of this increased authorization request, your Gift Card may be declined if you have insufficient Available Funds to cover the amount that the Merchant requested us to approve. TO AVOID A DECLINE OF YOUR GIFT CARD, YOU CAN ASK THE MERCHANT TO AUTHORIZE A SPECIFIC DOLLAR AMOUNT. WE DO NOT GUARANTEE THAT THE MERCHANT WILL FULFILL THIS REQUEST.
Using your gift card at gasoline merchants.
If you use your Gift Card to purchase gasoline, we recommend that you pay inside, not at the pump. If you pay at the pump, the terminal may be pre-programmed to seek a pre-authorization for $75 and this amount could increase from time to time ("Pre-Authorization Request"). The Pre-Authorization Request seeks to confirm that you have sufficient Available Funds on your Gift Card to pay for an average purchase of gas. If you have insufficient Available Funds on your Gift Card to cover the Pre-Authorization Request, your attempt to use your Gift Card at the pump will be declined. If you have sufficient Available Funds on your Gift Card to cover the Pre-Authorization Request, you will be permitted to continue your transaction at the pump. TO AVOID A DECLINE OF YOUR GIFT CARD, WE RECOMMEND THAT YOU PREPAY FOR YOUR GASOLINE INSIDE THE STATION.
How do I convert my photo into a digital photo?
You will need to convert your physical photo into a digital photo. If you take a regular photo to a photo processing facility, they may be able to scan the photo for you and put it on a disk. Remember, the image needs to be saved in either .jpeg, or .bmp formats.
What size does my digital photo need to be?
Please use an image that is at least 640x480 pixels and at least 50KB in size, not to exceed 2 megabytes. Our design service provides a tool to re-size your picture to look how you want it to.
How do I ensure my card looks as good as possible?
Choose a clear, sharply focused image, preferably taken at a high resolution. You can also use photo editing software to enhance your photo prior to uploading it; however, it is not mandatory.
America First Credit Union reserves the right to reject any image we believe violates the Visa® Image Guidelines. If an image is rejected, you will be notified by email within two business days. You may submit a new image at any time following this notification.
We reserve the right to determine whether a submitted image will be used. The following are examples of prohibited items in the foreground or background of photos:
Please note: If you submit, or repeatedly submit images that do not follow the set forth guidelines, America First Credit Union reserves the right to exclude you from future use of this service.
With free Picture Perfect, your America First Visa Cards can be uniquely you.