President's Day

To observe President's Day, all America First branches will be closed on Monday, February 20, 2017. Online & Mobile Banking, SpeechAccess™ and our ATMs will be available for your convenience. Please see our holiday schedule for a complete list of dates we will be closed.



The America First Credit Union Visa Platinum Credit Card is designed for you -- literally. You can personalize the image on your card, and you can choose one of our four perk options that best fits your needs.

Plus, no matter which AFCU Visa Credit Card you apply for, you will always get:

  • No annual fees
  • No balance transfer fees
  • Identity Theft Recovery
  • Chip-enabled (EMV) fraud protection
  • Card Guard
  • Discounts at sporting events & movie theaters
  • ABC Deals
  • Mobile Wallet

It's easy to see why you should apply for an America First Visa Platinum Credit Card, so click Apply Now and take advantage of our line of credit with its low rates, its high-tech security and its variety of perks - all designed with you in mind.

Peace of Mind Now Comes Standard

America First is partners with one of the nation's most trusted names in identity theft protection, providing comprehensive services to members with Visa® credit cards. Learn more here.

The Best Visa in the Biz

The America First Visa Platinum lives up to its name.


When you choose Visa® Platinum from America First, getting a lot is just the beginning. Take a look at our four different incentive options.

1.5% Cash Back

  • Earn unlimited cash back
  • 1.5% cash back on all purchases
  • No annual or balance-transfer fees

1% Cash Back

  • Get 1% cash back on every qualifying purchase
  • Rebate is paid quarterly and automatically deposited into your savings account
  • No annual fee


  • Earn one point for every dollar you spend
  • Redeem for gift cards, travel, merchandise & more
  • No annual or balance-transfer fees

Low Rate

  • No introductory or teaser rates
  • Exceptional rates, starting as low as 7.24% APR
  • No annual or balance-transfer fees

* The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Visa Platinum requires a $6,000 minimum limit. The Platinum Low Rate option is not available on Business Accounts. For Visa Check Card rates please see Line of Credit. Rates and terms are accurate as of Wednesday, February 1, 2017 and are subject to change.

Get More From Your Visa

No gimmicks, no surprises, just a straight forward low rate and more of what you want from your card


These features are available on all America First Visa Credit Cards. Choose the card that suits you. And don't forget the 1.5% cash back on EVERY purchase when you choose the Visa Platinum card from America First Credit Union.

Current Discounts & Offers

  • ABC Deals™ - Extra cash-back opportunities at the places you're already using your card.
  • Matinee Monday - Get matinee price on Monday night movies at all Megaplex Theaters.
  • Sweet Tooth Fairy - Get one free America First cupcake on the last Friday of the month (while supplies last).
  • RSL team store - Receive 10% off your purchase at either RSL team store location by using your America First Visa Credit or Debit Card.
  • University of Utah Red Rocks - Up to 6 free tickets to a gymnastic meet when you enter the promo code "REDROCKSAFCU" on
  • SeaQuest Interactive Aquarium - Receive 50% off the regular price when you use the promo code "AFCU".

And you'll benefit from:

  • Travel emergency assistance
  • Pre-trip planning services
  • Medical emergency information
  • Translation services
  • Lost luggage help
  • ATM access all over the globe
  • Extended warranties
  • Auto rental insurance
  • Travel accident insurance
  • Car rental insurance
  • Identity Theft Recovery
  • And more

Picture Perfect

With America First's Picture Perfect Visa, you can design your own credit, check, or gift card, complete with a personal picture that tells your story.

What Members Are Saying About Our Visa Platinum Credit Card

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