Nevada Day

To observe Nevada Day, all Nevada America First branches will be closed on Friday, October 28, 2016. Online & Mobile Banking, SpeechAccess™ and our ATMs will be available for your convenience. Please see our holiday schedule for a complete list of dates we will be closed.


An America First Credit Union Visa Platinum Credit Card is designed for you - literally
You can personalize your card and then you can choose which perks you want.


  • Visa Cash Back
    • 1.5% cash back on all purchases with no limits
    • Automatic rebate deposit every quarter
  • Visa Rewards
    • Get one point for every dollar you spend
    • Redeem points for travel, merchandise, gift cards, event tickets and more!
  • Visa Low Rate
    • Starts as low as 6.99%APR
    • No introductory or teaser schemes

Plus, no matter which AFCU Visa Credit Card you apply for, you will always get:

  • No annual fees
  • No balance transfer fees
  • Chip-enabled (EMV) fraud protection
  • Card Guard
  • Discounts at sporting events & movie theaters
  • ABC Deals
  • Mobile Wallet

It's easy to see why you should apply for an America First Visa Platinum Credit Card, so click Apply Now and take advantage of our line of credit with its low rates, its high-tech security and its variety of perks - all designed with you in mind.

The Best Visa in the Biz

The America First Visa Platinum lives up to its name.


When you choose Visa® Platinum from America First, getting a lot is just the beginning. You can get 1.5% cash back on every purchase, get one rewards point for every dollar you spend, or get one of the country's lowest rates.

Cash Back

  • Earn unlimited cash back
  • 1.5% cash back on all purchases
  • No annual or balance-transfer fees


  • Earn one point for every dollar you spend
  • Redeem for gift cards, travel, merchandise & more
  • No annual or balance-transfer fees

Low Rate

  • No introductory or teaser rates
  • Exceptional rates, starting as low as 6.99% APR
  • No annual or balance-transfer fees

* The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Visa Platinum requires a $6,000 minimum limit. The Platinum Low Rate option is not available on Business Accounts. For Visa Check Card rates please see Line of Credit. Rates and terms are accurate as of Friday, October 21, 2016 and are subject to change.

Get More From Your Visa

No gimmicks, no surprises, just a straight forward low rate and more of what you want from your card


These features are available on all America First Visa Credit Cards. Choose the card that suits you. And don't forget the 1.5% cash back on EVERY purchase when you choose the Visa Platinum card from America First Credit Union.

Current Discounts & Offers

  • ABC Deals™ - Extra cash-back opportunities at the places you're already using your card.
  • Matinee Monday - Get matinee price on Monday night movies at all Megaplex Theaters.
  • Sweet Tooth Fairy - Get one free America First cupcake on the last Friday of the month (while supplies last).
  • America First members visiting the Loveland Living Planet Aquarium any time this month will get $5 off the admission price when you purchase tickets with your America First Visa® credit or debit card at the ticket window.
  • Receive $2 off a Scary Hill Pass when you use your AFCU Visa Credit or Debit Card.
  • Discounts at SeaQuest Interactive Aquarium in Layton, UT and Las Vegas, NV. Use promo code: AFCU.

And you'll benefit from:

  • Travel emergency assistance
  • Pre-trip planning services
  • Medical emergency information
  • Translation services
  • Lost luggage help
  • ATM access all over the globe
  • Extended warranties
  • Auto rental insurance
  • Travel accident insurance
  • Car rental insurance
  • And more

Picture Perfect

With America First's Picture Perfect Visa, you can design your own credit, check, or gift card, complete with a personal picture that tells your story.

What Members Are Saying About Our Visa Platinum Credit Card

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