Visa Platinum Credit Card

Visa Platinum Credit Card

The Visa Platinum Credit Card from America First is designed to fit you... and, quite frankly, it's the best in the business. Whether you're searching for the lowest possible rate, earning rewards, or getting cash back for your purchases, we have the right option. Choose from the following:

  • Visa Low Rate
    • Get an exceptionally low interest rate.
    • No annual fee.
    • No introductory or teaser schemes.
  • Visa Rewards
    • Earn one point for every dollar you spend.
    • Redeem them for travel, merchandise, gift cards, event tickets and more!
    • America First offers millions of rewards, so you're sure to find one perfect for you. Visit our online store to see the endless possibilities.
    • No annual fee.
  • Visa Cash Back
    • Get 1% cash back on every qualifying purchase.
    • Rebate is paid quarterly and automatically deposited into your savings account!
    • No annual fee.

You'll definitely get the purchasing power you need, at terms that are more than affordable.


Additional Information

  • Personalized design: Free Picture Perfect lets you create your own card with an image of your choice.
  • Travel emergency assistance - Get the following for free by calling 1-800-VISA911:
    • Pre-trip planning, including a list of required immunizations for the destination.
    • Medical emergency information directing you to a hospital with a doctor who speaks English
    • Translation services.
    • Lost luggage help.
    • ATM locations where funds can be advanced.
    • Roadside service (associated vendor costs will apply).
  • Competitive rates: Ours are some of the best you'll find.
  • No annual fees
  • High credit limits
  • Extended warranties: Doubles the repair period on anything you buy with our Visa Platinum. To register, please call 1-800-551-8472.
  • Auto rental insurance: Free coverage for damage to a rental car when you pay with America First and Visa.
  • Travel emergency assistance: Get free services when you use our card, including medical or legal referrals and ticket replacement.
  • Travel accident insurance: Free accidental death & dismemberment coverage when you book your trip.
  • Call 1-800-999-3961 to take advantage of cash back or rewards.
  • Activate a new card: Call 1-800-562-1337 (24 hours a day, seven days a week) from your home phone or 843-871-5095 from international locations.
  • Report a lost or stolen card: Contact the Visa Department via 1-800-999-3961.
  • Increase your limit: Complete our online loan application.
  • Ensure the use of your card before traveling by letting the Visa Department know (1-800-999-3961).
  • Dispute a Visa purchase: Fax signed forms to (801) 827-8089 for processing.

Do you have more Visa questions? Check out our credit card calculators!

Product Details APR*
* The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Visa Platinum requires a $6,000 minimum limit. The Platinum Low Rate option is not available on Business Accounts. For Visa Check Card rates please see Line of Credit. Rates and terms are accurate as of Thursday, September 1, 2016 and are subject to change.
platinum low rate No Annual Fee, Low Rate, no rewards or cash back option 6.99% Variable
platinum rewards No annual fee, with rewards. 8.49% Variable
platinum cash back No Annual fee, with Cash Back. 8.74% Variable
classic standard rate No Annual Fee, Low Rate, no rewards or cash back option 10.5% Variable
classic rewards No Annual Fee, with rewards 12.49% Variable
classic cash back No Annual Fee, with Cash Back. 12.74% Variable

The Best Visa in the Biz

The America First Visa Platinum lives up to its name.

What Members Are Saying About Our Visa Platinum Credit Card

Write a Review

   Apply for a Loan

   Find a Location

   Download the App