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RISK ALERTS & NOTIFICATIONS
  Beware of Phishing & Fraud

We have recently seen an increase in fraudulent activity through phishing scams via text message, email and phone. In order to safeguard your identity and protect your finances, never click unsolicited links or respond to suspicious texts, emails or calls. For more information click here.

If you receive a suspicious email or text message we encourage you to report it by emailing us at phishing@americafirst.com

  Holiday Closure

In honor of Memorial Day, America First offices will be closed on Monday, May 30. Online & mobile banking, SpeechAccess™ and our ATMs will be available for your convenience. Please see our holiday schedule for a complete list of our closure dates.

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VISA PLATINUM CREDIT CARD

The America First Credit Union Visa Platinum Credit Card is designed for you -- literally. You can personalize the image on your card, and you can choose one of our four perk options that best fits your needs.

 

Plus, no matter which AFCU Visa Credit Card you apply for, you will always get:

  • No annual fees
  • No balance transfer fees
  • Identity Theft Recovery
  • Chip-enabled (EMV) fraud protection
  • Card Guard
  • Discounts at sporting events & movie theaters
  • ABC Deals™
  • Mobile Wallet

 

It's easy to see why you should apply for an America First Visa Platinum Credit Card, so click Apply Now and take advantage of our line of credit with its low rates, its high-tech security and its variety of perks - all designed with you in mind.

Identity Theft Recovery

Peace of Mind Now Comes Standard

Members with America First Visa® credit cards automatically have access to our identity theft protection services at no cost.

You may also purchase additional recovery services to meet your specific needs. Learn more here.

Have you outgrown your available credit?

If you’re a responsible member who regularly pays off a Visa® balance every month, but frequently find the card maxed out, it may be time to increase your credit limit. This will give you more spending flexibility and can help cover big expenses, such as a new vehicle or an extended vacation. Click below to choose a limit that better fits your situation.

GET THE CARD THAT GIVES YOU MORE

When you choose Visa® Platinum from America First, getting a lot is just the beginning. Take a look at our three different incentive options.

Rewards

Rewards

  • Earn one point for every dollar you spend
  • Redeem for cash back, gift cards, travel, merchandise & more
  • No annual or balance-transfer fees
Low Rate

Low Rate

  • No introductory or teaser rates
  • Exceptionally low rates
  • No annual or balance-transfer fees
Product Details APR* As Low As
SIGNATURE 1.5% CASH BACK Unlimited 1.5% Cash Back Signature Card 13.74% Variable
SIGNATURE 1% CASH BACK Unlimited 1% Cash Back Signature Card 9.74% Variable
CLASSIC FLAT 1% CASH BACK 1% Cash Back Classic Card 13.74% Variable
CLASSIC REWARDS Rewards Classic Card 13.74% Variable
CLASSIC STANDARD RATE Low Rate Classic Card 10.74% Variable
PLATINUM LOW RATE Low Rate Platinum Card 7.24% Variable
PLATINUM REWARDS Rewards Platinum Card 9.74% Variable
SILICON SLOPES SIGNATURE VISA Unlimited 1% Cash Back .5% Donation Signature Card 13.74% Variable
* The Annual Percentage Rates (APRs) listed are our best rates. Product availability is subject to credit history. Your rate may be higher depending on credit history and underwriting criteria. Visa Platinum requires a $6,000 minimum limit. For Business VISA Credit Card information please see Business VISA Credit Card. For Visa Check Card rates please see Line of Credit. Rates and terms are accurate as of Friday, April 01, 2022 and are subject to change. Consumer Loans have a maximum APR of 18%.

Get More From Your Visa

No gimmicks, no surprises, just a straight forward low rate and more of what you want from your card

Current Discounts & Offers

Current Discounts & Offers

Using your America First Visa® credit card brings plenty of perks, such as:

Picture Perfect

Picture Perfect ™

With America First's Picture Perfect Visa, you can design your own credit card, complete with a personal picture that tells your story.

Have you outgrown your available credit?

If you’re a responsible member who regularly pays off a Visa® balance every month, but frequently find the card maxed out, it may be time to increase your credit limit. This will give you more spending flexibility and can help cover big expenses, such as a new vehicle or an extended vacation. Click below to choose a limit that better fits your situation.