Finding a branch or ATM close to you is fast, easy, and convenient.
For your convenience, we have offices throughout Utah with which to do your financial business. All of our service representatives are ready to assist you with your transactions, questions, or concerns.
In addition to the ATM's we have at each of our branch locations, America First is also part of several national ATM networks. To find the ATM nearest your home or travel destination, use one of the following:
- CO-OP Network ATM locator (Free ATM access outside of the AFCU ATM network) or call 1-888-748-3266
- Visa - PLUS Network locator (Service fees apply when using these ATMs)

CO-OP's new text messaging ATM locator is now available!
Here's how it works:
- Send a text to 692667 (MYCOOP) from any mobile phone. In the body of the text, enter an address (with city, state), zip code or intersection (with city, state).
- In about 30 seconds, the service will reply with the CO-OP Network surcharge-free ATM nearest that location.
- If you want more ATM locations, simply reply MORE to the message and additional surcharge-free ATM locations will be sent to your mobile device.
This service is free - only standard text message rates apply.
*Check-cashing capability is not available at all ATM locations. Please visit specific branch for details.





