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Digital Banking

Digital Banking
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Manage Your Money Online

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Woman on phone

Conveniently access your account without visiting a branch. America First mobile & online banking feature user-friendly controls, 24/7 access, and enhanced security. Enjoy the financial benefits of having a digital branch on your phone or computer.

With digital banking, you can quickly and easily:

  • Become a member
  • Apply for loans
  • Open certificates
  • Transfer funds & make payments
  • And so much more! 

Everything You Could Do Before and More!

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America First mobile & online banking now have a new look, and with that change comes enhanced features and a streamlined interface. Enjoy a seamless account experience whether you're on your phone or a computer. 

Download Now!

Online Banking

Log in to your America First account and click the Zelle link in the Quick Links box. 

Mobile App

Log in to Mobile Banking, click the Transfers button, then select Send Money with Zelle®.

Convenient and Secure Features

Card Guard®

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Card Guard lets you quickly set up control preferences for your Visa® from America First. You can set spending limits, receive real-time alerts, define which merchants can process transactions, and quickly report a lost or stolen card—all in one place.

Secure Logins

Secure Logins

Keep your financial information safe. Use biometrics to log in to your account, or enable multi-factor authentication to receive a unique code that arrives via text or email, or from a trusted authenticator app. It’s easy to set up and you can change your preferences at any time.

Mobile Deposits

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Depositing money has never been easier. First, endorse the check by signing your name on the back and writing "FOR AFCU MOBILE DEPOSIT ONLY" below your signature. Then use the mobile banking app to upload a picture of the front and the back of the check. The funds will be deposited quickly and securely into your account. You may view our Remote Deposit Service Agreement by clicking here.

External Account Linking

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Bring all your finances together in one place. Account linking lets you securely connect accounts from other financial institutions so you can view your complete financial picture every time you log in to your America First account. View checking, savings, and more together in a single, easy-to-use dashboard with accurate, up-to-date information.

Mobile Wallet

Secure Logins

Our Visa cards are compatible with most secure digital wallet platforms, including Apple Pay, Google Pay, & Samsung Pay, and Garmin Pay. Use your America First debit & credit cards when tapping a payment terminal with your mobile device to earn rewards points every time you make a purchase.

Protected Communication

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Use digital banking to securely communicate with America First and send or receive important documents. Secure messaging and chat encrypt data so you may safely discuss your financial information with us.

Download Now!

Online Banking

Log in to your America First account and click the Zelle link in the Quick Links box. 

Mobile App

Log in to Mobile Banking, click the Transfers button, then select Send Money with Zelle®.

Frequently Asked Questions

Click the Forgot Password link on the login page, then follow the steps. 

Click the Forgot User ID link on the login page, then follow the instructions.

If you receive a message that your account is locked, you can regain access by selecting Forgot Password on the login screen, answering a few verification questions, then confirming a one-time passcode that will be sent to you via text message or email. Please note that this option is only available if you have a valid mobile number or email address attached to your America First account.

If you do not have a current email address or mobile phone number on file with us, call 1-800-999-3961 for assistance. You will be asked to verify account ownership.

The balance after pending charges is an estimate, including pending Visa transactions. This doesn't reflect any outstanding automatic withdrawals, pending bill payments, uncashed checks, or Visa pre-authorizations, such as those for gas and hotels.

If you use Face ID, Touch ID, Face Unlock or fingerprint authentication, anyone who saves their biometric data to your device can access your America First account, as well as other apps with this feature.

Select View All Accounts, then click the stars to mark specific accounts as favorites. Click and drag the dots next to an account to move it to a different position. 

We're Here to Help You

At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.