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0% Intro APR Visa®

A dollar bill character carrying shopping bags.
A dollar bill character carrying shopping bags.
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This time of year can be hard on your wallet. Between holiday shopping, parties, travel, and those surprise expenses that invariably fall right in the middle of everything else, your bottom line can start to feel thoroughly bottomed out.

But there’s one gift you can give yourself to get back on top—an America First Visa credit card. Because not only does it give you unmatched buying power and financial flexibility, but for a limited time, when you open a new card, you’ll enjoy a 0% introductory APR* for the first six months!

You’ll also be able to take advantage of:

  • Up to 1.5% cash back on every purchase
  • An always-low rate
  • Industry-leading security, including Card Guard® and identity theft protection
  • Exclusive perks & features
  • So much more

Helping your money do more® this holiday season includes making every dollar you spend go further, so apply for your 0% APR Visa credit card today!

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*Introductory variable Annual Percentage Rate (APR) is subject to membership, eligibility, terms, creditworthiness, change & conditions. Other rates, terms, and requirements may apply. Promotional rates end six calendar months from the date cards are issued. Thereafter, APRs will return to the lowest available variable rate, with a maximum of 18%. Lowest variable APR is 11.49% as of 9/14/2026.


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We're Here to Help You

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At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.