If you're nearing retirement and want to earn higher dividends on investments, consider opening an America First Individual Retirement Account (IRA).
OUR PRODUCTS
APY
4.35%
DIVIDEND RATE
4.27%
MIN. OPENING BALANCE
$500.00
MIN. EARNING BALANCE
$500.00
APY
4.35%
DIVIDEND RATE
4.27%
MIN. OPENING BALANCE
$500.00
MIN. EARNING BALANCE
$500.00
APY
4.35%
DIVIDEND RATE
4.27%
MIN. OPENING BALANCE
$500.00
MIN. EARNING BALANCE
$500.00
APY
4.10%
DIVIDEND RATE
4.03%
MIN. OPENING BALANCE
$500.00
MIN. EARNING BALANCE
$500.00
APY
4.10%
DIVIDEND RATE
4.03%
MIN. OPENING BALANCE
$500.00
MIN. EARNING BALANCE
$500.00
APY
4.10%
DIVIDEND RATE
4.03%
MIN. OPENING BALANCE
$500.00
MIN. EARNING BALANCE
$500.00
APY
4.15%
DIVIDEND RATE
4.07%
MIN. OPENING BALANCE
$500.00
MIN. EARNING BALANCE
$500.00
APY
4.20%
DIVIDEND RATE
4.12%
MIN. OPENING BALANCE
$500.00
MIN. EARNING BALANCE
$500.00
APY
4.20%
DIVIDEND RATE
4.12%
MIN. OPENING BALANCE
$500.00
MIN. EARNING BALANCE
$500.00
| TERM | APY | DIVIDEND RATE | MIN. OPENING BALANCE | MIN. EARNING BALANCE |
|---|---|---|---|---|
| 3-5 Months | 4.35% | 4.27% | $500.00 | $500.00 |
| 6-11 Months | 4.35% | 4.27% | $500.00 | $500.00 |
| 12-17 Months | 4.35% | 4.27% | $500.00 | $500.00 |
| 18-23 Months | 4.10% | 4.03% | $500.00 | $500.00 |
| 24-29 Months | 4.10% | 4.03% | $500.00 | $500.00 |
| 30-35 Months | 4.10% | 4.03% | $500.00 | $500.00 |
| 36-47 Months | 4.15% | 4.07% | $500.00 | $500.00 |
| 48-59 Months | 4.20% | 4.12% | $500.00 | $500.00 |
| 60 Months | 4.20% | 4.12% | $500.00 | $500.00 |
| APY = Annual Percentage Yield. Early-withdrawal penalties may apply. Dividends are credited monthly. Maintenance or activity fees could reduce the earnings on the account. No minimum balance is required for Dedicated Savings. Flexible Certificates and Dedicated Savings allow additional deposits of up to $10,000 each calendar month. Each member is limited to $100,000 in any one or combination of Flexible Certificate accounts, and $100,000 in any one or combination of Dedicated Savings accounts. Rates and terms are accurate as of Wednesday, March 12, 2025 and are subject to change. | ||||
Certificate Calculator
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Want to estimate how much you’ll earn on your investment? Simply enter how much you’re going to deposit, the length of the term, and the dividend rate to instantly calculate your potential earnings.
*Available on Dedicated Savings & Flexible Certificates only
Saving is Essential
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From putting aside funds for a rainy day to long-term investments, America First has the product for you, no matter your life stage.
*Note: Funds must already be in your IRA Accumulator.
We're Here to Help You
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At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.
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