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a couple taking a selfie

Wedding Savings Accounts

TALK TO A REPRESENTATIVE TODAY

Wedding Savings Accounts

TALK TO A REPRESENTATIVE TODAY
a couple taking a selfie
a couple taking a selfie
a couple on the beach
a couple on the beach

Register for Cash

Our wedding accounts are the perfect choice for couples hoping to receive the gifts they really want: cash. Use the funds to make a down payment on your first home, pay student loans, or for any of your newlywed financial needs.

How does a wedding savings account work?

America First wedding accounts are simple & secure ways to receive cash gifts for your special occasion and the exciting events the future holds. Here's how they work:

  • Couples open accounts at any America First branch.
  • Other individuals may open an account for a wedding couple.
  • We'll provide registry cards for your announcements or invitations.
  • Family, friends, guests & well-wishers can then contribute.

Register for Cash

a couple on the beach
a couple on the beach

Our wedding accounts are the perfect choice for couples hoping to receive the gifts they really want: cash. Use the funds to make a down payment on your first home, pay student loans, or for any of your newlywed financial needs.

How does a wedding savings account work?

America First wedding accounts are simple & secure ways to receive cash gifts for your special occasion and the exciting events the future holds. Here's how they work:

  • Couples open accounts at any America First branch.
  • Other individuals may open an account for a wedding couple.
  • We'll provide registry cards for your announcements or invitations.
  • Family, friends, guests & well-wishers can then contribute.
a couple looking at a phone
a couple looking at a phone

Guests will need the last name of one of the wedding couple, or the wedding account number, to provide their gifts.

America First members can make deposits:

  • At any location
  • With free mobile or online banking
  • by calling 1-800-999-3961

Those who aren't members can deliver their gifts at our branches or use the following avenues:

  • Call 1-800-999-3961 and pay with a credit card or one-time electronic transfer, incurring a convenience fee.
  • Use their own financial institution's bill-paying feature. This may require additional information, including: 
    America First routing number: 324377516
    Address: P.O. Box 9199, Ogden UT 84409
  • Send a physical check referencing the account number and a last name of the wedding couple to: 
    America First Credit Union
    P.O. Box 9199
    Ogden, UT 84409

Those giving gifts will get certificates with the appropriate information or we will mail it to the couple at your request.

a couple looking at a phone
a couple looking at a phone

Guests will need the last name of one of the wedding couple, or the wedding account number, to provide their gifts.

America First members can make deposits:

  • At any location
  • With free mobile or online banking
  • by calling 1-800-999-3961

Those who aren't members can deliver their gifts at our branches or use the following avenues:

  • Call 1-800-999-3961 and pay with a credit card or one-time electronic transfer, incurring a convenience fee.
  • Use their own financial institution's bill-paying feature. This may require additional information, including: 
    America First routing number: 324377516
    Address: P.O. Box 9199, Ogden UT 84409
  • Send a physical check referencing the account number and a last name of the wedding couple to: 
    America First Credit Union
    P.O. Box 9199
    Ogden, UT 84409

Those giving gifts will get certificates with the appropriate information or we will mail it to the couple at your request.

OUR PRODUCTS
APY
0.05%
DIVIDEND RATE
0.05%
MIN. OPENING BALANCE
$1.00
MIN. EARNING BALANCE
$1.00
OPEN ONLINE
LOCATE BRANCH
APY
1.00%
DIVIDEND RATE
1.00%
MIN. OPENING BALANCE
$0.00
MIN. EARNING BALANCE
$0.00
OPEN ONLINE
OPEN NOW
APY
1.10%
DIVIDEND RATE
1.09%
MIN. OPENING BALANCE
$0.00
MIN. EARNING BALANCE
$0.00
OPEN ONLINE
OPEN NOW
APY
1.30%
DIVIDEND RATE
1.29%
MIN. OPENING BALANCE
$0.00
MIN. EARNING BALANCE
$0.00
OPEN ONLINE
OPEN NOW
APY
1.85%
DIVIDEND RATE
1.83%
MIN. OPENING BALANCE
$0.00
MIN. EARNING BALANCE
$0.00
OPEN ONLINE
OPEN NOW
APY
2.10%
DIVIDEND RATE
2.08%
MIN. OPENING BALANCE
$0.00
MIN. EARNING BALANCE
$0.00
OPEN ONLINE
OPEN NOW
APY
2.85%
DIVIDEND RATE
2.81%
MIN. OPENING BALANCE
$0.00
MIN. EARNING BALANCE
$0.00
OPEN ONLINE
OPEN NOW
APY
3.70%
DIVIDEND RATE
3.64%
MIN. OPENING BALANCE
$0.00
MIN. EARNING BALANCE
$0.00
OPEN ONLINE
OPEN NOW
APY
4.10%
DIVIDEND RATE
4.03%
MIN. OPENING BALANCE
$0.00
MIN. EARNING BALANCE
$0.00
OPEN ONLINE
OPEN NOW

APY = Annual Percentage Yield. Fees could reduce earnings. Dividends are credited monthly. The Dividend Rate and Annual Percentage Yield may change monthly for Share Savings, Money Market, and IRA Accumulator accounts. Rates and terms are accurate as of Wednesday, July 09, 2025 and are subject to change.

PRODUCT APY DIVIDEND RATE MIN. OPENING BALANCE MIN. EARNING BALANCE OPEN ONLINE
Share Savings 0.05% 0.05% $1.00 $1.00
LOCATE BRANCH
Money Market
$0-$4,999.99		 1.00% 1.00% $0.00 $0.00
OPEN NOW
Money Market
$5,000.00-$9,999.99		 1.10% 1.09% $0.00 $0.00
OPEN NOW
Money Market
$10,000.00-$24,999.99		 1.30% 1.29% $0.00 $0.00
OPEN NOW
Money Market
$25,000.00-$49,999.99		 1.85% 1.83% $0.00 $0.00
OPEN NOW
Money Market
$50,000.00-$99,999.99		 2.10% 2.08% $0.00 $0.00
OPEN NOW
Money Market
$100,000.00-$249,999.99		 2.85% 2.81% $0.00 $0.00
OPEN NOW
Money Market
$250,000.00-$999,999.99		 3.70% 3.64% $0.00 $0.00
OPEN NOW
Money Market
$1,000,000.00+		 4.10% 4.03% $0.00 $0.00
OPEN NOW
APY = Annual Percentage Yield. Fees could reduce earnings. Dividends are credited monthly. The Dividend Rate and Annual Percentage Yield may change monthly for Share Savings, Money Market, and IRA Accumulator accounts. Rates and terms are accurate as of Wednesday, July 09, 2025 and are subject to change.
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Big Day Ahead?

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We offer wedding savings accounts so your life-changing day can be less financially stressful.

We're Here to Help You

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At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve. 

SEE WHAT WE CAN OFFER