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With money market accounts, you’ll benefit from:
- Tiered Dividends - As your deposits build, your dividend rate increases, earning you even more money.
- No Minimum Balances - You won’t be charged any fees for having a low balance.
- Security - Your money is federally insured, so you’ll never risk losing your principal amount.
- Anytime Access - Withdraw funds as needed without incurring penalties.
- Convenience - Complete deposits, withdrawals, and more online, over the phone, or at a branch.
OUR PRODUCTS
APY
0.05%
DIVIDEND RATE
0.05%
MIN. OPENING BALANCE
$1.00
MIN. EARNING BALANCE
$1.00
OPEN ONLINE
APY
1.00%
DIVIDEND RATE
1.00%
MIN. OPENING BALANCE
$0.00
MIN. EARNING BALANCE
$0.00
OPEN ONLINE
APY
1.10%
DIVIDEND RATE
1.09%
MIN. OPENING BALANCE
$0.00
MIN. EARNING BALANCE
$0.00
OPEN ONLINE
APY
1.25%
DIVIDEND RATE
1.24%
MIN. OPENING BALANCE
$0.00
MIN. EARNING BALANCE
$0.00
OPEN ONLINE
APY
1.80%
DIVIDEND RATE
1.79%
MIN. OPENING BALANCE
$0.00
MIN. EARNING BALANCE
$0.00
OPEN ONLINE
APY
2.05%
DIVIDEND RATE
2.03%
MIN. OPENING BALANCE
$0.00
MIN. EARNING BALANCE
$0.00
OPEN ONLINE
APY
2.70%
DIVIDEND RATE
2.67%
MIN. OPENING BALANCE
$0.00
MIN. EARNING BALANCE
$0.00
OPEN ONLINE
APY
3.45%
DIVIDEND RATE
3.40%
MIN. OPENING BALANCE
$0.00
MIN. EARNING BALANCE
$0.00
OPEN ONLINE
APY
3.90%
DIVIDEND RATE
3.83%
MIN. OPENING BALANCE
$0.00
MIN. EARNING BALANCE
$0.00
OPEN ONLINE
| PRODUCT | APY | DIVIDEND RATE | MIN. OPENING BALANCE | MIN. EARNING BALANCE | OPEN ONLINE |
|---|---|---|---|---|---|
| Share Savings | 0.05% | 0.05% | $1.00 | $1.00 | |
| Money Market $0-$4,999.99 |
1.00% | 1.00% | $0.00 | $0.00 | |
| Money Market $5,000.00-$9,999.99 |
1.10% | 1.09% | $0.00 | $0.00 | |
| Money Market $10,000.00-$24,999.99 |
1.25% | 1.24% | $0.00 | $0.00 | |
| Money Market $25,000.00-$49,999.99 |
1.80% | 1.79% | $0.00 | $0.00 | |
| Money Market $50,000.00-$99,999.99 |
2.05% | 2.03% | $0.00 | $0.00 | |
| Money Market $100,000.00-$249,999.99 |
2.70% | 2.67% | $0.00 | $0.00 | |
| Money Market $250,000.00-$999,999.99 |
3.45% | 3.40% | $0.00 | $0.00 | |
| Money Market $1,000,000.00+ |
3.90% | 3.83% | $0.00 | $0.00 | |
| APY = Annual Percentage Yield. Fees could reduce earnings. Dividends are credited monthly. The Dividend Rate and Annual Percentage Yield may change monthly for Share Savings, Money Market, and IRA Accumulator accounts. Rates and terms are accurate as of Wednesday, July 01, 2026 and are subject to change. | |||||
Make Your Money Work For You
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Are you ready to take advantage of a money market savings account and earn exciting dividends? Let’s get you started!
We're Here to Help You
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At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.
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