Positive Pay helps detect & prevent fraud by allowing business accounts to monitor transactions against check issuance files and ACH criteria. Matching transactions are processed, while discrepancies are flagged for review, requiring approval or rejection.
For more information or to sign up for Positive Pay, please fill out the referral form below or contact America First Account Services at 1-877-AFCUBIZ
All businesses have the potential of payment fraud. Positive Pay helps prevent fraud before it happens, saving you time, effort & money.
Check Positive Pay will compare checks issued by a company with checks which are presented for payment. If they do not match, you will receive a notification and will be able to approve or reject the transaction.
ACH Positive Pay service monitors your account and compares its activity to the list of companies you have pre-authorized. If any unrecognized ACH debits arrive, we will send you a notification, enabling you to detect & return any unauthorized or fraudulent transactions.
For Check Positive Pay, a presented check that does not match one described in an issue file will be marked as an exception.
For ACH Positive Pay, any debit or credit that does not match your established ACH approved list will be labeled as an exception.
America First checks presented for collection at our branches (on-us checks) are not eligible for Positive Pay services.
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At America First Credit Union, our chief concern is the financial well-being of members. We strive to provide superior products and services and strengthen the communities we serve.
